How does geographic distance affect credit market access in Niger ?
AbstractDistances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions'offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor.
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Bibliographic InfoPaper provided by The World Bank in its series Policy Research Working Paper Series with number 4772.
Date of creation: 01 Nov 2008
Date of revision:
This paper has been announced in the following NEP Reports:
- NEP-ALL-2008-11-18 (All new papers)
- NEP-DEV-2008-11-18 (Development)
- NEP-MFD-2008-11-18 (Microfinance)
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