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Gross Loan Flows

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  • BEN R. CRAIG
  • JOSEPH G. HAUBRICH

Abstract

We present a series of stylized facts about gross loan flows and how they vary over time, bank size, and region. We define loan creation as the sum of the change in bank loans at all banks that increased loans since last quarter. Loan destruction is similarly defined as the absolute value of the change in loans at all banks that decreased loans. The gross flow (akin to what the labor literature calls reallocation) is the sum of creation and destruction.

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File URL: http://hdl.handle.net/10.1111/jmcb.12007
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Bibliographic Info

Article provided by Blackwell Publishing in its journal Journal of Money, Credit and Banking.

Volume (Year): 45 (2013)
Issue (Month): 2-3 (03)
Pages: 401-421

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Handle: RePEc:mcb:jmoncb:v:45:y:2013:i:2-3:p:401-421

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Web page: http://www.blackwellpublishing.com/journal.asp?ref=0022-2879

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Cited by:
  1. Bart Hobijn & Boyan Jovanovic, 2000. "The Information Technology Revolution and the Stock Market: Evidence," NBER Working Papers 7684, National Bureau of Economic Research, Inc.
  2. Natacha Valla & Beatrice Saes-Escorbiac & Muriel Tiesset, 2008. "Bank liquidity and financial stability," IFC Bulletins chapters, in: Bank for International Settlements (ed.), The IFC's contributi2827, volume 28, pages 40-47 Bank for International Settlements.
  3. Beaubrun-Diant, Kevin & Tripier, Fabien, 2013. "Search Frictions, Credit Market Liquidity, and Net Interest Margin Cyclicality," Economics Papers from University Paris Dauphine 123456789/13009, Paris Dauphine University.

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