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Impact of Swarnajayanti Gram Swarojgar Yojona on health, education and women empowerment

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  • Kundu, Amit
  • Mukherjee, Arghya Kusum

Abstract

Swarna Jayanti Gram Swarojgar Yojona (SGSY), a government sponsored micro credit programme of India, has been designed to ameliorate income poverty among the rural poor, particularly women, through human capital development and strengthening female agency. In this backdrop the basic objectives of the paper are to see: (a) whether the programme has any impact on health of the programme participants across Socio Religious Communities (SRCs)(b) Whether the programme has any significant role in improving education across SRCs. (c) Whether SGSY programme has been able to enhance female agency irrespective of caste and community affiliation. The District of Murshidabad, West Bengal, has been chosen as the field of study. All the selected SHG members were two years old. The initial sampling was done in 2006 to know about the pre-SHG participation socio economic condition. The resurvey was conducted in 2008. The study shows that from 2004 to 2008, the programme has significant impact on female agency across all SRCs except Muslims, but the role of the programme in forming human capital is insignificant irrespective of SRCs. If household specific unobserved heterogeneity is removed, then significant impact of the programme on female agency becomes insignificant across all SRCs except UCs.

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Bibliographic Info

Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 33258.

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Date of creation: 10 Jan 2011
Date of revision: 01 Jun 2011
Publication status: Published in Microfinance Review January-June, 2011.3.(2011): pp. 36-52
Handle: RePEc:pra:mprapa:33258

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Keywords: Microfinance ; SGSY Scheme of the Government of India; Unobserved heterogeneity; Fixed effects;

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  1. Alan B. Krueger & Mikael Lindahl, 2000. "Education for Growth: Why and For Whom?," NBER Working Papers 7591, National Bureau of Economic Research, Inc.
  2. Navajas, Sergio & Schreiner, Mark & Meyer, Richard L. & Gonzalez-vega, Claudio & Rodriguez-meza, Jorge, 2000. "Microcredit and the Poorest of the Poor: Theory and Evidence from Bolivia," World Development, Elsevier, vol. 28(2), pages 333-346, February.
  3. MacCormack, Carol P., 1988. "Health and the social power of women," Social Science & Medicine, Elsevier, vol. 26(7), pages 677-683, January.
  4. Suzanne Duryea & Carmen Pagés-Serra, 2002. "Human Capital Policies: What they Can and Cannot Do for Productivity and Poverty Reduction in Latin America," Research Department Publications 4297, Inter-American Development Bank, Research Department.
  5. Mark M. Pitt & Shahidur R. Khandker, 1998. "The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?," Journal of Political Economy, University of Chicago Press, vol. 106(5), pages 958-996, October.
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