Claudio Sapelli () (Instituto de Economía. Pontificia Universidad Católica de Chile.) Bernardita Vial () (Instituto de Economía. Pontificia Universidad Católica de Chile.)
Additional information is available for the following
registered author(s):
In Chile, dependant workers are mandated to purchase health insurance and they can chose between one public provider and several private providers. Here, we analyze the relation between utilization and the choice of either private or public insurance. Independent workers, however, are not mandated. In this case, we analyze the relationship between utilization and the decision to purchase insurance. The results show adverse selection against insurance companies for independent workers and against FONASA for dependant workers. Moral hazard is negligible in the case of hospitalization. Regarding medical visits, over consumption is quantitatively important and statistically significant in all cases (against insurance for independents; against public and private insurance in the case of dependant workers).
Download Info
To download:
If you experience problems downloading a file, check if you have the
proper application to
view it first. Information about this may be contained
in the File-Format links below. In case of further problems read
the IDEAS help
file. Note that these files are not on the IDEAS
site. Please be patient as the files may be large.
Publisher Info
Paper provided by Instituto de Economía. Pontificia Universidad Católica de Chile. in its series Documentos de Trabajo with number
195.
Length: Date of creation: 2001 Date of revision: Publication status: Published as "Self Selection and Moral Hazard in Chilean Health Insurance", Journal of Health Economics, Volume 22, Issue 3, May 2003, pp. 459-476. Handle: RePEc:ioe:doctra:195
Find related papers by JEL classification: I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets C35 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Discrete Regression and Qualitative Choice Models G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies
Cited by: (explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)