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Natalia Utrero-González


This is information that was supplied by Natalia Utrero-González in registering through RePEc. If you are Natalia Utrero-González , you may change this information at the RePEc Author Service. Or if you are not registered and would like to be listed as well, register at the RePEc Author Service. When you register or update your RePEc registration, you may identify the papers and articles you have authored.

Personal Details

First Name: Natalia
Middle Name:
Last Name: Utrero-González

RePEc Short-ID: put2

Postal Address: Centro Universitario de la Defensa Zaragoza Academia General Militar Ctra. Huesca s/n 50090 Zaragoza


Centro Universitario de la Defensa Zaragoza
Location: Zaragoza (Spain)


This author is featured on the following reading lists, publication compilations or Wikipedia entries:
  1. Universidad Carlos III de Madrid Economics PhD Alumni


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Working papers

  1. Francisco Callado & Jana Hromcová & Natalia Utrero, 2012. "Openness and Technology Diffusion in Payment Systems: The Case of NAFTA," Working Papers wpdea1206, Department of Applied Economics at Universitat Autonoma of Barcelona.
  2. Francisco José Callado Muñoz & Jana Hromcová & Natalia Utrero González, 2011. "Transformation of payment systems: The case of European Union enlargement," Working Papers. Serie AD 2011-23, Instituto Valenciano de Investigaciones Económicas, S.A. (Ivie).
  3. Francisco José Callado Muñoz & Jana Hromcová & Natalia Utrero González, 2010. "Direct pricing of retail payment methods: Norway vs. US," Working Papers. Serie AD 2010-20, Instituto Valenciano de Investigaciones Económicas, S.A. (Ivie).
  4. Raquel Fonseca & Natalia Utrero, 2006. "Employment Protection Laws, Barriers to Entrepreneurship, Financial Markets and Firm Size," Working Papers 454, RAND Corporation Publications Department.
  5. Callado-Muñoz, Francisco J & Utrero-González, Natalia, 2006. "Does it pay to be socially responsible? Evidence from Spanish retail banking sector," Working Papers of the Department of Economics, University of Girona 16, Department of Economics, University of Girona.
  6. Raquel Fonseca & Natalia Utrero-González, 2005. "Financial Development, Labor and Market Regulations and Growth," Working Paper 200503, Department of Business Economics, Universitat Autonoma de Barcelona.
  7. Raquel Fonseca & Natalia Utrero González, 2004. "Do Market Regulation and Financial Imperfections Affect Firm Size? New Empirical Evidence," CSEF Working Papers 119, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
  8. Natalia Utrero González, 2003. "Banking Regulation, Institutional Framework and Capital Structure: International Evidence from Industry Data," CSEF Working Papers 111, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
  9. Natalia Utrero González, 2002. "Legal Environment, Capital Structure And Firm Growth: International Evidence From Industry Data," Business Economics Working Papers wb021913, Universidad Carlos III, Departamento de Economía de la Empresa.


  1. Hromcová, Jana & Callado-Muñoz, Francisco J. & Utrero-González, Natalia, 2014. "Effects of direct pricing of retail payment methods in Norway," Economic Modelling, Elsevier, vol. 37(C), pages 428-438.
  2. Francisco J. Callado Muñoz & Natalia Utrero González, 2013. "Intraday Liquidity and Central Bank Credit in Gross Payment Systems," International Finance, Wiley Blackwell, vol. 16(3), pages 363-392, December.
  3. Francisco J. Callado-Mu�oz & Jana Hromcov� & Natalia Utrero-Gonz�lez, 2012. "Transformation of payment systems: the case of European Union enlargement," Applied Economics Letters, Taylor & Francis Journals, vol. 19(18), pages 1787-1791, December.
  4. Utrero-Gonzalez, Natalia, 2007. "Banking regulation, institutional framework and capital structure: International evidence from industry data," The Quarterly Review of Economics and Finance, Elsevier, vol. 47(4), pages 481-506, September.
  5. Utrero-González, Natalia & Callado-Muñoz, Francisco J., 2007. "Can Monetary union Enhance Banking Competition?: A Multicase Study," Journal of Economic Integration, Center for Economic Integration, Sejong University, vol. 22, pages 128-155.
  6. Callado Muñoz, Francisco José & Utrero González, Natalia, 2007. "Towards economic and monetary union: changing trends in payment systems for new European members," Journal of Financial Transformation, Capco Institute, vol. 20, pages 168-174.
  7. Natalia Utrero-Gonzalez, 2007. "Banking regulation, information asymmetries and industry growth: new evidence," Applied Financial Economics, Taylor & Francis Journals, vol. 17(1), pages 63-76.
  8. Callado Muñoz, Francisco José & Utrero González, Natalia, 2004. "European payment systems and monetary union," Journal of Financial Transformation, Capco Institute, vol. 12, pages 85-92.

NEP Fields

8 papers by this author were announced in NEP, and specifically in the following field reports (number of papers):
  1. NEP-CFN: Corporate Finance (3) 2003-11-23 2004-05-26 2006-11-18. Author is listed
  2. NEP-COM: Industrial Competition (2) 2003-11-23 2004-05-09. Author is listed
  3. NEP-EEC: European Economics (2) 2004-05-16 2011-11-01. Author is listed
  4. NEP-ENT: Entrepreneurship (2) 2003-03-10 2004-05-16. Author is listed
  5. NEP-FDG: Financial Development & Growth (1) 2006-11-18
  6. NEP-FIN: Finance (3) 2004-05-16 2005-09-29 2006-01-29. Author is listed
  7. NEP-FMK: Financial Markets (1) 2006-01-29
  8. NEP-IPR: Intellectual Property Rights (1) 2012-06-25
  9. NEP-MAC: Macroeconomics (1) 2012-06-25
  10. NEP-MFD: Microfinance (2) 2003-03-10 2004-05-09. Author is listed
  11. NEP-MIC: Microeconomics (1) 2006-01-29
  12. NEP-MKT: Marketing (1) 2006-01-29
  13. NEP-REG: Regulation (3) 2004-05-26 2005-09-29 2006-11-18. Author is listed
  14. NEP-SOC: Social Norms & Social Capital (1) 2006-01-29
  15. NEP-TRA: Transition Economics (1) 2011-11-01
  16. NEP-URE: Urban & Real Estate Economics (1) 2006-01-29


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