Should Flexibility Matter? A Poor Consumer’s Perspective of Flexible Micro Loans
Author
Abstract
Suggested Citation
DOI: 10.1177/2277975215607261
Download full text from publisher
References listed on IDEAS
- Erica Field & Rohini Pande & John Papp & Y Jeanette Park, 2012. "Repayment Flexibility Can Reduce Financial Stress: A Randomized Control Trial with Microfinance Clients in India," PLOS ONE, Public Library of Science, vol. 7(9), pages 1-7, September.
- Boucher, Stephen R. & Guirkinger, Catherine, 2007.
"AJAE Appendix: Risk, Wealth and Sectoral Choice in Rural Credit Markets,"
American Journal of Agricultural Economics APPENDICES, Agricultural and Applied Economics Association, vol. 89(4), pages 1-4, November.
- Guirkinger, Catherine & Boucher, Stephen R., 2004. "Risk, Wealth And Sectoral Choice In Rural Credit Markets," 2004 Annual meeting, August 1-4, Denver, CO 20077, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
- Drazen Prelec & George Loewenstein, 1998. "The Red and the Black: Mental Accounting of Savings and Debt," Marketing Science, INFORMS, vol. 17(1), pages 4-28.
- Steve Boucher & Catherine Guirkinger, 2007.
"Risk, Wealth, and Sectoral Choice in Rural Credit Markets,"
American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 89(4), pages 991-1004.
- Guirkinger, Catherine & Boucher, Stephen R., 2004. "Risk, Wealth And Sectoral Choice In Rural Credit Markets," 2004 Annual meeting, August 1-4, Denver, CO 20077, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
- Shonchoy, Abu S. & Kurosaki, Takashi, 2014. "Impact of seasonality-adjusted flexible microcredit on repayment and food consumption : experimental evidence from rural Bangladesh," IDE Discussion Papers 460, Institute of Developing Economies, Japan External Trade Organization(JETRO).
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Snigdha Choudhury, 2024. "Exigency-driven Academic Motivation of Learners: A Comparative Analysis During COVID and pre-COVID Scenario," IIM Kozhikode Society & Management Review, , vol. 13(1), pages 101-114, January.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Islam, Asadul & Nguyen, Chau & Smyth, Russell, 2015.
"Does microfinance change informal lending in village economies? Evidence from Bangladesh,"
Journal of Banking & Finance, Elsevier, vol. 50(C), pages 141-156.
- Asad Islam & Chau Nguyen & Russell Smyth, 2014. "Does microfinance change informal lending in village economies? Evidence from Bangladesh," Monash Economics Working Papers 16-14, Monash University, Department of Economics.
- Keenan, Donald C. & Snow, Arthur, 2022. "Reversibly greater downside risk aversion by a prudence-based measure," Economics Letters, Elsevier, vol. 210(C).
- Andersson, Camilla I.M., 2011. "Counterproductive Counternarcotic Strategies?," GlobalFood Discussion Papers 118959, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development.
- Keenan, Donald C. & Snow, Arthur, 2010. "Greater prudence and greater downside risk aversion," Journal of Economic Theory, Elsevier, vol. 145(5), pages 2018-2026, September.
- Moumita Poddar & Tanmoyee Banerjee (Chatterjee) & Ajitava Raychaudhuri, 2019. "An economic analysis of the determinants of pattern of institutional borrowing in India," Journal of Social and Economic Development, Springer;Institute for Social and Economic Change, vol. 21(1), pages 54-92, June.
- Conning, Jonathan & Udry, Christopher, 2007.
"Rural Financial Markets in Developing Countries,"
Handbook of Agricultural Economics, in: Robert Evenson & Prabhu Pingali (ed.), Handbook of Agricultural Economics, edition 1, volume 3, chapter 56, pages 2857-2908,
Elsevier.
- Jonathan Conning & Christopher Udry, 2005. "Rural Financial Markets in Developing Countries," Working Papers 914, Economic Growth Center, Yale University.
- Conning, Jonathan & Udry, Christopher R., 2005. "Rural Financial Markets in Developing Countries," Center Discussion Papers 28458, Yale University, Economic Growth Center.
- Ambreen Khursheed, 2022. "Exploring the role of microfinance in women’s empowerment and entrepreneurial development: a qualitative study," Future Business Journal, Springer, vol. 8(1), pages 1-13, December.
- Gupta, Vivek & Bhandari, Basu D. & Gautam, Tej K., 2016. "Choice of Income Generating Activities by Nepalese Farmers," 2016 Annual Meeting, February 6-9, 2016, San Antonio, Texas 230131, Southern Agricultural Economics Association.
- Fan, Ying & Wu, Jing & Yang, Zan, 2017. "Informal borrowing and home purchase: Evidence from urban China," Regional Science and Urban Economics, Elsevier, vol. 67(C), pages 108-118.
- Mekdim D. Regassa & Mohammed B. Degnet & Mequanint B. Melesse, 2023.
"Access to credit and heterogeneous effects on agricultural technology adoption: Evidence from large rural surveys in Ethiopia,"
Canadian Journal of Agricultural Economics/Revue canadienne d'agroeconomie, Canadian Agricultural Economics Society/Societe canadienne d'agroeconomie, vol. 71(2), pages 231-253, June.
- Regassa, Mekdim D. & Melesse, Mequanint B., 2020. "Access to credit and heterogeneous effects on agricultural technology adoption: Evidence from large rural surveys in Ethiopia," 2020 Annual Meeting, July 26-28, Kansas City, Missouri 304499, Agricultural and Applied Economics Association.
- Pal, Debdatta & Laha, Arnab K., 2015. "Sectoral credit choice in rural India," Journal of choice modelling, Elsevier, vol. 14(C), pages 1-16.
- Catherine Guirkinger & Stephen R. Boucher, 2008.
"Credit constraints and productivity in Peruvian agriculture,"
Agricultural Economics, International Association of Agricultural Economists, vol. 39(3), pages 295-308, November.
- Guirkinger, Catherine & Boucher, Stephen R., 2007. "Credit Constraints and Productivity in Peruvian Agriculture," Working Papers 6882, University of California, Davis, Department of Agricultural and Resource Economics.
- Debdatta Pal & Arnab Laha, 2014. "Credit off-take from formal financial institutions in rural India: quantile regression results," Agricultural and Food Economics, Springer;Italian Society of Agricultural Economics (SIDEA), vol. 2(1), pages 1-20, December.
- Thanh-Tung Nguyen & Trung Thanh Nguyen & Ulrike Grote, 2020. "Credit and Ethnic Consumption Inequality in the Central Highlands of Vietnam," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 148(1), pages 143-172, February.
- Kati Schindler, 2010.
"Credit for What? Informal Credit as a Coping Strategy of Market Women in Northern Ghana,"
Journal of Development Studies, Taylor & Francis Journals, vol. 46(2), pages 234-253.
- Schindler, Kati, 2006. "Credit for what? Informal credit as a coping strategy of market women in northern Ghana," Proceedings of the German Development Economics Conference, Berlin 2006 24, Verein für Socialpolitik, Research Committee Development Economics.
- Kati Schindler, 2007. "Credit for What?: Informal Credit as a Coping Strategy of Market Women in Northern Ghana," Discussion Papers of DIW Berlin 715, DIW Berlin, German Institute for Economic Research.
- Guirkinger, Catherine, 2008. "Understanding the Coexistence of Formal and Informal Credit Markets in Piura, Peru," World Development, Elsevier, vol. 36(8), pages 1436-1452, August.
- Temesgen Belissa & Robert Lensink & Anne Winkel, 2020. "Effects of Index Insurance on Demand and Supply of Credit: Evidence from Ethiopia," American Journal of Agricultural Economics, John Wiley & Sons, vol. 102(5), pages 1511-1531, October.
- Tisdell, Clem & Ahmad, Shabbir & Nadia, Agha & Steen, John & Verreynne, Martie-Louise, 2017. "Loans, Wealth Creation and the Socioeconomic Situation of Women in the Taluka Area of the Khairpur District, Sindh, Pakistan: A Study Based on Interviews with Female Focal Groups," Social Economics, Policy and Development Working Papers 261491, University of Queensland, School of Economics.
- Carolina Laureti & Alain De Janvry & Elisabeth Sadoulet, 2017. "Flexible Microfinance Products for Financial Management by the Poor: Evidence from SafeSave," Working Papers CEB 17-036, ULB -- Universite Libre de Bruxelles.
- Kazunari TSUKADA & Takayuki HIGASHIKATA & Kazushi TAKAHASHI, 2010. "Microfinance Penetration And Its Influence On Credit Choice In Indonesia: Evidence From A Household Panel Survey," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 102-127, March.
More about this item
Keywords
Micro loans; microfinance institutions; flexibility; consumer psychology;All these keywords.
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sae:iimkoz:v:4:y:2015:i:2:p:166-169. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: SAGE Publications (email available below). General contact details of provider: .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.