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Szolgálati idő, szabadidő és nyugdíj - ösztönzés korlátokkal
[Length of employment, leisure and pension: incentives with constraints]

Author

Listed:
  • Simonovits, András

Abstract

Ebben a tanulmányban a társadalombiztosítási nyugdíjrendszer két jellemzőjét vizsgáljuk: a nyugdíjjárulékot és a szolgálati időt. Egyszerűsítésként feltesszük, hogy az egyén minden pillanatban vagy teljes időben dolgozik, vagy semmit sem dolgozik: nyugdíjban van. Egy egyszerű optimalizálási modellt állítunk föl, ahol a pillanatnyi haszon a fogyasztás és a szabadidő Cobb-Douglas-függvénye, az életpályahaszon pedig a pillanatnyi hasznok CES-függvénye. További feltevés, hogy az egyéni paraméterek (például a hasznosság fogyasztás szerinti rugalmassága és az élettartam) különböznek a kormányzatitól. Először a kormányzat kiszámítja a számára optimálisnak tűnő nyugdíjjárulékot és szolgálati időt. A kormányzati optimális nyugdíjjárulékot kell az egyénnek fizetnie, ugyanakkor a kormányzat megengedi, hogy az egyén többet/kevesebbet dolgozzon, mint a kormányzati optimum - ,,arányosan" változó nyugdíjért. Fő eredményünk: a hosszabb életet remélő és szorgalmasabb egyén a kormányzati optimumnál többet dolgozik. Mivel a nyugdíjképlet szükségképpen egységes élettartammal számol, a továbbdolgozó egyén több nyugdíjat kap, mint ami valójában járna neki. Ezt az igazságtalanságot csak az ösztönzés tompításával lehet csökkenteni.

Suggested Citation

  • Simonovits, András, 2001. "Szolgálati idő, szabadidő és nyugdíj - ösztönzés korlátokkal [Length of employment, leisure and pension: incentives with constraints]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(5), pages 393-408.
    • Handle: RePEc:ksa:szemle:391
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    References listed on IDEAS

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    1. Augusztinovics, Mária, 1999. "Nyugdíjrendszerek és reformok az átmeneti gazdaságokban [Pension system and reforms in the transition economies]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(7), pages 657-672.
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    6. Courtney Coile & Jonathan Gruber, 2000. "Social Security and Retirement," NBER Working Papers 7830, National Bureau of Economic Research, Inc.
    7. Georges Casamatta & Helmuth Cremer & Pierre Pestieau, 2000. "The Political Economy of Social Security," Scandinavian Journal of Economics, Wiley Blackwell, vol. 102(3), pages 503-522, September.
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    1. Simonovits, András & Eső, Péter, 2003. "Optimális járadékfüggvény tervezése rugalmas nyugdíjrendszerre [Designing optimal benefit rules for flexible retirement]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(2), pages 99-111.

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    More about this item

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • C50 - Mathematical and Quantitative Methods - - Econometric Modeling - - - General

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