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Reserve requirements, currency substitution, and seigniorage in the transition to European monetary union

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Author Info
Joseph Daniels
David Hoose

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Abstract

This article considers a transition toward European monetary union that combines increased substitution of currencies and greater monetary, financial, and fiscal policy coordination. It explores how such a transition would affect national inflation and interest rates and required reserve ratios when governments depend in part on seigniorage funding for public expenditures. We find that greater coordination of policies would lead to lower inflation and interest rates but higher reserve-requirement ratios. Because higher reserve-requirement ratios could place European banks at a competititve disadvantage, we conclude that the interaction between reserve requirements and seigniorage concerns makes it less likely that the gradualist approach of the Maastricht treaty is a sustainable means of transition to European union. Copyright Kluwer Academic Publishers 1996

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File URL: http://hdl.handle.net/10.1007/BF01886824
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Publisher Info
Article provided by Springer in its journal Open Economies Review.

Volume (Year): 7 (1996)
Issue (Month): 3 (July)
Pages: 257-273
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Handle: RePEc:kap:openec:v:7:y:1996:i:3:p:257-273

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Related research
Keywords: European Union; reserve requirements; currency substitution; F36; F42;

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Sibert, Anne, 1994. "The allocation of seigniorage in a common currency area," Journal of International Economics, Elsevier, vol. 37(1-2), pages 111-122, August. [Downloadable!] (restricted)
  2. Gros, Daniel, 1993. "Seigniorage and EMU : The fiscal implications of price stability and financial market integration," European Journal of Political Economy, Elsevier, vol. 9(4), pages 581-601, November. [Downloadable!] (restricted)
  3. Canzoneri, Matthew B. & Diba, Behzad T., 1993. "Currency substitution and exchange rate volatility in the European Community," Journal of International Economics, Elsevier, vol. 35(3-4), pages 351-365, November. [Downloadable!] (restricted)
  4. Canzoneri, Matthew B. & Diba, Behzad T., 1992. "The inflation discipline of currency substitution," European Economic Review, Elsevier, vol. 36(4), pages 827-845, May. [Downloadable!] (restricted)
  5. Fratianni, M. & Von Hagen, J. & Waller, C., 1992. "The Maastricht Way to EMU," Princeton Studies in International Economics 187, International Economics Section, Departement of Economics Princeton University,.
  6. Horrigan, Brian R., 1988. "Are reserve requirements relevant for economic stabilization?," Journal of Monetary Economics, Elsevier, vol. 21(1), pages 97-105, January. [Downloadable!] (restricted)
  7. Bacchetta, Philippe & Caminal, Ramon, 1992. "Optimal seigniorage and financial liberalization," Journal of International Money and Finance, Elsevier, vol. 11(6), pages 518-538, December. [Downloadable!] (restricted)
  8. Canzoneri, Matthew B & Rogers, Carol Ann, 1990. "Is the European Community an Optimal Currency Area? Optimal Taxation versus the Cost of Multiple Currencies," American Economic Review, American Economic Association, vol. 80(3), pages 419-33, June. [Downloadable!] (restricted)
  9. Aizenman, Joshua, 1992. "Competitive Externalities and the Optimal Seigniorage," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 24(1), pages 61-71, February. [Downloadable!] (restricted)
  10. Mizen, Paul & Pentecost, Eric J, 1994. "Evaluating the Empirical Evidence for Currency Substitution: A Case Study of the Demand for Sterling in Europe," Economic Journal, Royal Economic Society, vol. 104(426), pages 1057-69, September. [Downloadable!] (restricted)
  11. Brock, Philip L, 1989. "Reserve Requirements and the Inflation Tax," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 21(1), pages 106-21, February. [Downloadable!] (restricted)
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