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Labor-use efficiency in Indian banking: A branch-level analysis

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Author Info
Das, Abhiman
Ray, Subhash C.
Nag, Ashok

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Abstract

This paper uses data envelopment analysis to measure labor-use efficiency of individual branches of a large public sector bank with a sizable network of branches across India. We find considerable variation in the average levels of efficiency of bank branches across the four metropolitan regions considered in this study. In this context, we introduce the concept of area or spatial efficiency for each region relative to the nation as a whole. Our findings suggest that the policies, procedures, and incentives handed down from the corporate level cannot fully neutralize the detrimental influence of the local work culture across different regions. Most of the potential reduction in labor cost appears to be coming from possible downsizing in the clerical and subordinate staff. Our analysis identifies branches that operate at very low levels of labor-use efficiency and possible candidates for increased supervision and control.

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Publisher Info
Article provided by Elsevier in its journal Omega.

Volume (Year): 37 (2009)
Issue (Month): 2 (April)
Pages: 411-425
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Handle: RePEc:eee:jomega:v:37:y:2009:i:2:p:411-425

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Keywords: Bank Efficiency Branch Cost;

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References listed on IDEAS
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  1. Athanassopoulos, Antreas D., 1997. "Service quality and operating efficiency synergies for management control in the provision of financial services: Evidence from Greek bank branches," European Journal of Operational Research, Elsevier, vol. 98(2), pages 300-313, April. [Downloadable!] (restricted)
  2. Banerjee, Abhijit, 2002. "Strategy for Economic Reform in West Bengal," Working Papers 02-13, Cornell University, Center for Analytic Economics. [Downloadable!]
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This page was last updated on 2009-11-7.


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