FinTech and household finance: a review of the empirical literature
Citations
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Cited by:
- Wang, Zhimao & Huang, Xucheng, 2023. "Understanding the role of digital finance in facilitating consumer online purchases: An empirical investigation," Finance Research Letters, Elsevier, vol. 55(PB).
- Xiaomeng Lu & Yali Lai & Yong Zhang, 2023. "Digital financial inclusion and investment diversification: Evidence from China," Accounting and Finance, Accounting and Finance Association of Australia and New Zealand, vol. 63(S2), pages 2781-2799, June.
- Ma, Hongxin & Yin, Yingkai & Liu, Zhenhai & Bai, Yi, 2024. "A study of the impact of digital finance usage on household consumption upgrading: Based on financial asset allocation perspective," International Review of Economics & Finance, Elsevier, vol. 96(PA).
- Kakar, Shayan Khan & Wang, Jing & Arshed, Noman & Abdullahi, Nazir Muhammad & Ali, Javid, 2025. "Navigating the nexus of renewable energy, industrialization, financial technology, and carbon emissions: An in-depth analysis and policy framework," Technology in Society, Elsevier, vol. 83(C).
- LIU, Nian & GU, Xinhua & LEI, Chun Kwok, 2022. "The equilibrium effects of digital technology on banking, production, and employment," Finance Research Letters, Elsevier, vol. 49(C).
- Sengupta, Reshmi & Rooj, Debasis, 2025. "E-Wallet adoption and health insurance uptake in India: Evidence from a copula regression analysis," Economic Analysis and Policy, Elsevier, vol. 87(C), pages 2636-2657.
- Tu, Qiang & Zuo, Limei & Liang, Anran & Yao, Ye & Liu, Diyi, 2025. "Does ESG rating divergence decrease enterprise productivity? Evidence from China," Research in International Business and Finance, Elsevier, vol. 77(PB).
- Lu, Xiaomeng & Zhang, Xianjun & Guo, Jiaojiao & Yue, Pengpeng, 2024. "Digital finance era: Will individual investors become better players?," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 91(C).
- Shi, Xin & Zhou, Yuwen, 2025. "The effects of FinTech development on corporate employment," International Review of Economics & Finance, Elsevier, vol. 101(C).
- Yang, Fan & Yu, Hai & Wilson, Craig & Jacoby, Gady & Wu, Zhenyu, 2024. "Blockchain technology and international countertrade," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 91(C).
- You, Yu & Yu, Zongdai & Zhang, Wenqiao & Lu, Lei, 2023. "FinTech platforms and mutual fund markets," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 84(C).
- Zhifeng Liu & Kaixin Li & Tingting Zhang, 2023. "Information diversity and household portfolio diversification," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 28(4), pages 3833-3845, October.
- Jin, Laiqun & Dai, Jiaying & Jiang, Weijie & Cao, Kairui, 2023. "Digital finance and misallocation of resources among firms: Evidence from China," The North American Journal of Economics and Finance, Elsevier, vol. 66(C).
- Liu, Guangqiang & Wang, Shenghua, 2023. "Digital transformation and trade credit provision: Evidence from China," Research in International Business and Finance, Elsevier, vol. 64(C).
- Krzysztof Waliszewski & Ewa Cichowicz & £ukasz Gêbski & Filip Kliber & Jakub Kubiczek & Pawe³ Niedzió³ka & Ma³gorzata Solarz & Anna Warchlewska, 2023. "The role of the Lendtech sector in the consumer credit market in the context of household financial exclusion," Oeconomia Copernicana, Institute of Economic Research, vol. 14(2), pages 609-643, June.
- Guo, Xingfang & Wei, Tao & Wang, Aiping & Hu, Haifeng, 2024. "Corporate governance effects of digital finance: Evidence from corporate tax avoidance in China," Research in International Business and Finance, Elsevier, vol. 72(PA).
- Quan He & Wanglin Ma & Puneet Vatsa & Hongyun Zheng, 2024. "Impact of mobile payment adoption on household expenditures and subjective well‐being," Review of Development Economics, Wiley Blackwell, vol. 28(1), pages 264-285, February.
- Sikalao-Lekobane, Onneetse L., 2024. "Does FinTech credit enhance or disrupt financial stability?," International Review of Economics & Finance, Elsevier, vol. 96(PA).
- Gong, Qiang & Ban, Mingyuan & Yu, Yunjun & Wang, Luying & Yuan, Yan, 2023. "Digital wealth management and consumption: Micro evidence from individual investments," China Economic Review, Elsevier, vol. 81(C).
- Yang, Jing & Shi, Jianxun & Xu, Ling, 2025. "Effect of digital finance on household financial asset allocation: a social psychology perspective," The North American Journal of Economics and Finance, Elsevier, vol. 78(C).
- Ye Zhang & Jennifer Xu & Dongyu Chen, 2026. "Fintech and household participation in risky financial markets: evidence from China," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 12(1), pages 1-39, December.
- Chiraz MEROUANI & Mohand Akli OUGHLISSI & Hocine IFOURAH & Moussa MAAMRI, 2024. "What role does cryptocurrency play in achieving financial inclusion in developing countries?," Journal of Academic Finance, RED research unit, university of Gabes, Tunisia, vol. 15(2), pages 97-118, December.
- Raihan Fara Fania & Widya Paramita, 2025. "Painless, careless: Will satisfaction toward QR code payment increase impulsive purchase?," Journal of Financial Services Marketing, Palgrave Macmillan, vol. 30(4), pages 1-14, December.
- Jacek Adamek & Ma³gorzata Solarz, 2023. "Adoption factors in digital lending services offered by FinTech lenders," Oeconomia Copernicana, Institute of Economic Research, vol. 14(1), pages 169-212, March.
- Ruihui Pu & Deimante Teresiene & Ina Pieczulis & Jie Kong & Xiao-Guang Yue, 2021. "The Interaction between Banking Sector and Financial Technology Companies: Qualitative Assessment—A Case of Lithuania," Risks, MDPI, vol. 9(1), pages 1-22, January.
- Sun, Yang & Zhang, Xuan & Zhang, Zhekai, 2022. "The reduced-rank beta in linear stochastic discount factor models," International Review of Financial Analysis, Elsevier, vol. 84(C).
- Xu, Guiyang & Li, Guanggui & Sun, Peibo & Peng, Dan, 2023. "Inefficient investment and digital transformation: What is the role of financing constraints?," Finance Research Letters, Elsevier, vol. 51(C).
- Chenchen Li & Chongfeng Wu & Chunyang Zhou, 2021. "Forecasting equity returns: The role of commodity futures along the supply chain," Journal of Futures Markets, John Wiley & Sons, Ltd., vol. 41(1), pages 46-71, January.
- Huang, Wenli & Lan, Cheng & Xu, Yueling & Zhang, Zhaonan & Zeng, Haijian, 2022. "Does COVID-19 matter for systemic financial risks? Evidence from China's financial and real estate sectors," Pacific-Basin Finance Journal, Elsevier, vol. 74(C).
- Tian, Geran & Wang, Xiaowen & Wu, Weixing, 2021. "Borrow low, lend high: Credit arbitrage by sophisticated investors," Pacific-Basin Finance Journal, Elsevier, vol. 67(C).
- Li, Zhuolei & Diao, Xundi & Wu, Chongfeng, 2022. "The influence of mobile trading on return dispersion and herding behavior," Pacific-Basin Finance Journal, Elsevier, vol. 73(C).
- Panetta, Ida Claudia & Leo, Sabrina & Delle Foglie, Andrea, 2023. "The development of digital payments – Past, present, and future – From the literature," Research in International Business and Finance, Elsevier, vol. 64(C).
- Xin Li & Yunjie Wei & Shouyang Wang, 2025. "Household finance research: A systematic bibliometric analysis of evolution, trends, and emerging research directions," Review of Economics of the Household, Springer, vol. 23(2), pages 839-867, June.
- Jianwei Xing & Eric Yongchen Zou & Zhentoa Yin & Yong Wang & Zhenhua Li, 2023.
""Quick Response" Economic Stimulus: The Effect of Small-Value Digital Coupons on Spending,"
American Economic Journal: Macroeconomics, American Economic Association, vol. 15(4), pages 249-304, October.
- Jianwei Xing & Eric Zou & Zhentao Yin & Yong Wang & Zhenhua Li, 2020. ""Quick Response" Economic Stimulus: The Effect of Small-Value Digital Coupons on Spending," NBER Working Papers 27596, National Bureau of Economic Research, Inc.
- Chen, Yan & Wang, Gang-Jin & Zhu, You & Xie, Chi & Uddin, Gazi Salah, 2023. "Quantile connectedness and the determinants between FinTech and traditional financial institutions: Evidence from China," Global Finance Journal, Elsevier, vol. 58(C).
- Liu, Ziqiang & Feng, Qiushuo & Li, Hongyi, 2024. "Digital finance, bank competition shocks and operational efficiency of local commercial banks in Western China," Pacific-Basin Finance Journal, Elsevier, vol. 85(C).
- Liu, Shasha & Wu, Yuhuan & Kong, Gaowen, 2024. "Politics and Robots," International Review of Financial Analysis, Elsevier, vol. 91(C).
- Liu, Shasha & Jin, Yifan & Kong, Dongmin, 2024. "Enterprise digital transformation and return comovement of business groups," Pacific-Basin Finance Journal, Elsevier, vol. 88(C).
- Karim, Sitara & Naz, Farah & Naeem, Muhammad Abubakr & Vigne, Samuel A., 2022. "Is FinTech providing effective solutions to Small and Medium Enterprises (SMEs) in ASEAN countries?," Economic Analysis and Policy, Elsevier, vol. 75(C), pages 335-344.
- Huang, Shuo, 2022. "Does FinTech improve the investment efficiency of enterprises? Evidence from China’s small and medium-sized enterprises," Economic Analysis and Policy, Elsevier, vol. 74(C), pages 571-586.
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