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Role of banks in housing finance

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Abstract

It is implied that the Housing Finance companies and banking sector can find an equilibrium rate of return on deposits by simultaneous determination of the utilization of housing loans and supply of the funds. The results are also useful in determination of equilibrium ratio of the rental income to return on deposits. An optimal rate of return on bank deposits can be found in response of a return on housing property.

Suggested Citation

  • Mehar, Ayub, 2005. "Role of banks in housing finance," MPRA Paper 6820, University Library of Munich, Germany, revised 2006.
  • Handle: RePEc:pra:mprapa:6820
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    File URL: https://mpra.ub.uni-muenchen.de/6820/1/MPRA_paper_6820.pdf
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    References listed on IDEAS

    as
    1. Buckley, Robert M, 1994. "Housing Finance in Developing Countries: The Role of Credible Contracts," Economic Development and Cultural Change, University of Chicago Press, vol. 42(2), pages 317-332, January.
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    More about this item

    Keywords

    Return on Deposits; Econometric Modelling; Housing Demand; Simulation;
    All these keywords.

    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • R21 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Housing Demand
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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