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Destapando la Caja Negra: Sociologías de los Créditos de Consumo en Chile
[Opening up the black box: sociologies of consumer credits in Chile]

  • Ossandón, José
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    There is no doubt; consumer credits are more and more present in the economic life of the Chileans. It is enough to go to any shopping mall, supermarket or even medical centre to realize that today it is possible to buy almost everything with some kind of loan. The expansion of consumer credit has not passed unnoticed by local researchers. But they have been interested mostly in two main sides of this process: the social consequences, such as consumerism and over-indebtedness, of the expansion of consumer credit, and, those regulatory elements that would have shaped the particular characteristic of this industry. However, almost nothing has been yet said about what happens in-between these poles, in the firms and institutions that are behind each loan. The chapters included in this volume explore this “black box”.

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    File URL: http://mpra.ub.uni-muenchen.de/42181/1/MPRA_paper_42181.pdf
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    Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 42181.

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    Date of creation: Jan 2012
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    Handle: RePEc:pra:mprapa:42181
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    1. Andrew Leyshon & Dawn Burton & David Knights & Catrina Alferoff & Paola Signoretta, 2004. "Towards an ecology of retail financial services: understanding the persistence of door-to-door credit and insurance providers," Environment and Planning A, Pion Ltd, London, vol. 36(4), pages 625-645, April.
    2. Fligstein, Neil & Goldstein, Adam, 2010. "The Anatomy of the Mortgage Securitization Crisis," Institute for Research on Labor and Employment, Working Paper Series qt9bh786v2, Institute of Industrial Relations, UC Berkeley.
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