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Pension and Social Security Schemes in Pakistan: Some Policy Options


  • Naushin Mahmood

    (Pakistan Institute of Development Economics, Islamabad)

  • Zafar Mueen Nasir

    (Policy Planning Cell, Labour and Manpower Division, Islamabad)


An examination of the public pension and social security schemes in Pakistan reveals that the provision of regular pensions is limited to formal sector employees only. A number of social security schemes that are operational in the public and private sectors cover a small proportion of old-age population, whereas a significant proportion of the elderly population working in the informal sector remains largely unprotected by social security schemes. As such, the challenge of meeting the needs of the increasing elderly population demands an improvement of the support base and social security system in Pakistan that emphasises the need to implement reforms of public pensions and programmes of social protection. Efficient deployment of resources and improvement of the governance structure are needed for effective welfare of the eligible sub-group of the elderly and the economically disadvantaged population.

Suggested Citation

  • Naushin Mahmood & Zafar Mueen Nasir, 2008. "Pension and Social Security Schemes in Pakistan: Some Policy Options," PIDE-Working Papers 2008:42, Pakistan Institute of Development Economics.
  • Handle: RePEc:pid:wpaper:2008:42

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    References listed on IDEAS

    1. A. R. Kemal, 2003. "Structural Adjustment and Poverty in Pakistan," MIMAP Technical Paper Series 2003:14, Pakistan Institute of Development Economics.
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    Cited by:

    1. Muhammad Irfan, 2010. "A Review of the Labour Market Research at PIDE 1957-2009," PIDE Books, Pakistan Institute of Development Economics, number 2010:1 edited by Rashid Amjad & Aurangzeb A. Hashmi.

    More about this item


    Social Security; Pensions; Pakistan;

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions

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