Physicians Balance Billing, Supplemental Insurance and Access to Health Care
Some countries allow physicians to balance bill patients, that is, to bill a fee above the one that is negotiated with, and reimbursed by the health authorities. Balance billing is known for restricting access to physicians’ services while supplemental insurance against balance billing amounts is supposed to alleviate the access problem. This paper analyzes in a theoretical setting the consequences of balance billing on the fees setting and on the inequality of access among the users of physicians’ services. It also shows that supplemental insurance against the expenses associated with balance billing, rather than alleviating the access problem, increases it. Copyright Springer Science+Business Media New York 2015
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|Date of creation:||29 Jan 2012|
|Publication status:||Published in 2012 PhDSeminar on Health Economics and Policy, Grindelwald, Suisse, 29 janvier - 1er février 2012, Jan 2012, Grindelwald, Switzerland|
|Note:||View the original document on HAL open archive server: https://halshs.archives-ouvertes.fr/halshs-00683016|
|Contact details of provider:|| Web page: https://hal.archives-ouvertes.fr/|
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