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Pattern Of Financial Savings In A Romanian Bank – A Statistical Analysis


  • Nicoleta CARAGEA

    (Faculty of Economics, Ecological University of Bucharest)

  • Antoniade Ciprian ALEXANDRU

    (Faculty of Economics, Ecological University of Bucharest)

  • Ana Maria DOBRE

    (National Institute of Statistics, Bucharest, Romania)


This study aims to expose the profile of the pattern of saving for the financial consumers of a Romanian bank. The methodology of analysis is based on a logistic regression, using the relationship between variables which expose relevant characteristics of persons who save money. The analysis was conducted in R software, which represents a powerful tool for statistical modelling.

Suggested Citation

  • Nicoleta CARAGEA & Antoniade Ciprian ALEXANDRU & Ana Maria DOBRE, 2014. "Pattern Of Financial Savings In A Romanian Bank – A Statistical Analysis," Post-Crisis Trends - Working papers 02, Ecological University of Bucharest, Department of Economics.
  • Handle: RePEc:eub:wp2014:2014-02

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    References listed on IDEAS

    1. Dorin Jula & Nicolae-Marius Jula, 2011. "Analysis of Municipal Election Outcomes in Romania," ERSA conference papers ersa11p1256, European Regional Science Association.
    2. Caragea, Nicoleta & Alexandru, Ciprian Antoniade & Dobre, Ana Maria, 2012. "Bringing New Opportunities to Develop Statistical Software and Data Analysis Tools in Romania," MPRA Paper 48772, University Library of Munich, Germany.
    3. Nicoleta Caragea-Hrehorciuc, 2008. "The work in Romania : an analysis of the macroeconomic perspective," Revista Economica, Lucian Blaga University of Sibiu, Faculty of Economic Sciences, vol. 42(5-6), pages 117-126.
    4. Fox, John, 2005. "The R Commander: A Basic-Statistics Graphical User Interface to R," Journal of Statistical Software, Foundation for Open Access Statistics, vol. 14(i09).
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    More about this item


    R statistical software; pattern of saving; bank; logistic regression; statistical analysis;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • C34 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Truncated and Censored Models; Switching Regression Models
    • C87 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - Econometric Software
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

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