Report NEP-PAY-2025-05-26

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Bátiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Dwumfour, Richard Adjei & Pan, Lei & Nsafoah, Dennis, 2025. "Dynamic spillovers and portfolio optimization in tourism, Fintech, and cryptocurrency," MPRA Paper 124157, University Library of Munich, Germany.
• Nicola Borri, 2025. "Corporate Finance in the Age of Fintech: Scenarios and Challenges," Papers 2503.18675, arXiv.org.
• Ozili, Peterson K, 2025. "Financial inclusion in banking: A literature review and future research directions," MPRA Paper 124259, University Library of Munich, Germany.
• Gr'egory Bournassenko, 2025. "On Bitcoin Price Prediction," Papers 2504.18982, arXiv.org.
• Kandpal, Vinay & Ozili, Peterson K & Jeyanthi, Mary & Ranjan, Deepak & Chandra, Deep, 2025. "Digital finance and future of banks and financial services," MPRA Paper 124267, University Library of Munich, Germany.
• Niklas Valentin Lehmann, 2025. "Smart treaties: A path to binding agreements in international relations?," Papers 2503.21516, arXiv.org.
• Lawrence, Alice, 2024. "How Blockchain Enhances Transparency and Resilience in Global Supply Chains," OSF Preprints 357nb_v1, Center for Open Science.
• Moustakim Jalal & Baaddi Mohammed, 2024. "Exploring the Impact of Digital and Financial Literacy on Employee Well-Being in Electronic Banking A Theoretical Perspective," Post-Print hal-05031897, HAL.
• Martin Chorzempa & Lukas Spielberger, 2025. "Significant, but not systemic: The challenge of China's efforts to rival Western financial predominance," Policy Briefs PB25-4, Peterson Institute for International Economics.
• Cole Wittbrodt, 2025. "Optimal Platform Design," Papers 2505.00205, arXiv.org.
• Anifowose, Oladotun Larry, 2025. "Analyzing the effect of digital financial Technologies usage on Female-Owned Business Performance in Nigeria," MPRA Paper 124325, University Library of Munich, Germany.
• Thanasis Stengos & Theodore Panagiotidis & Georgios Papapanagiotou, 2025. "On the time-varying causal relationships that drive bitcoin returns," Working Papers 2501, University of Guelph, Department of Economics and Finance.
• Pietro Saggese & Michael Fröwis & Stefan Kitzler & Bernhard Haslhofer & Raphael Auer, 2025. "Towards verifiability of total value locked (TVL) in decentralized finance," BIS Working Papers 1268, Bank for International Settlements.
• Ozili, Peterson K, 2025. "Determinants of Financial Inclusion in Nigeria: The Monetary Policy and Banking Sector Factors," MPRA Paper 124265, University Library of Munich, Germany.
• Masataka Mori & Juan M. Sanchez, 2025. "The Broad, Continuing Rise in Delinquent U.S. Credit Card Debt Revisited," On the Economy 99966, Federal Reserve Bank of St. Louis.
• Nihal Chouiekh & Mohammed Belbachir, 2025. "Blockchain: a technological alternative in Morocco's healthcare sector [Blockchain : alternative technologique dans le Secteur de la Santé au Maroc Blockchain: a technological alternative in Morocc," Post-Print hal-05032476, HAL.
• Tetsuya Takaishi, 2025. "Impact of the COVID-19 pandemic on the financial market efficiency of price returns, absolute returns, and volatility increment: Evidence from stock and cryptocurrency markets," Papers 2504.18960, arXiv.org.
• Boyang Mu & Natkamon Tovanich & Julien Prat, 2025. "Do You Care About Your Positions? Users Under Liquidation Risk in Decentralized Lending Protocol," Post-Print hal-05041569, HAL.
• Mr. Tanai Khiaonarong & Kasperi N Korpinen & Emran Islam, 2025. "Using Simulations for Cyber Stress Testing Exercises," IMF Working Papers 2025/085, International Monetary Fund.
• Rachid Maghniwi & Mustapha Oukassi, 2025. "Predictive Analytics for Augmented Banking Advisors: Transforming Personalized Financial Services," Post-Print hal-05024818, HAL.
• Rachid Maghniwi & Mustapha Oukassi, 2025. "Predictive Modeling of Early Dormancy in New Digital Banking Relationships in Morocco: Contribution of Open Banking in Reducing Customer Inactivity [La modélisation prédictive du gel précoce des no," Post-Print hal-05040790, HAL.
• Ozili, Peterson K, 2025. "Financial inclusion, religiosity and economic welfare in majority Christian, Hindu and Muslim countries," MPRA Paper 124262, University Library of Munich, Germany.
• Eduardo C. Ferraciolli & Francesco Renzini & Tanya V. Araújo & Flaminio Squazzoni, 2025. "The Devil’s Dung? Money as a mechanism of generalized reciprocity in human societies," Working Papers REM 2025/0379, ISEG - Lisbon School of Economics and Management, REM, Universidade de Lisboa.
• Tarun Chitra, 2025. "A Curationary Tale: Logarithmic Regret in DeFi Lending via Dynamic Pricing," Papers 2503.18237, arXiv.org.
• Suren Karapetyan & Matej Bajgar, 2024. "Unicorn Exits and Subsequent Venture Capital Investments," Working Papers IES 2025/9, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, revised Sep 2024.
• Salma Zouaoui & Ioana Filipas & Punita Raj & François Marmier & Bertrand Rose, 2024. "Digital Transformation Barriers In French Service Smes – A Research Tax Credit Perspective," Working Papers of BETA 2024-49, Bureau d'Economie Théorique et Appliquée, UDS, Strasbourg.
• Claire Li & David Peter Wallis Freeborn, 2025. "Exploring AI-powered Digital Innovations from A Transnational Governance Perspective: Implications for Market Acceptance and Digital Accountability Accountability," Papers 2504.20215, arXiv.org.
• Nicola Cetorelli & Gonzalo Cisternas & Asani Sarkar, 2025. "Nonbanks and Banks: Alone or Together?," Liberty Street Economics 20250521, Federal Reserve Bank of New York.
• Nicola Cetorelli, 2025. "Banks and the Rise of Nonbanks in Credit Markets," Speech 99994, Federal Reserve Bank of New York.
• Claridge, Jordan & Delabastita, Vincent & Gibbs, Spike, 2023. "Wages and labour relations in the Middle Ages: it's not (all) about the money," LSE Research Online Documents on Economics 120307, London School of Economics and Political Science, LSE Library.