IDEAS home Printed from https://ideas.repec.org/a/wly/jintdv/v12y2000i1p29-43.html
   My bibliography  Save this article

Interpretation of rural savings behaviour: a cautionary tale

Author

Listed:
  • Stephen Morse

    (International Development Centre, University of Reading, Reading, UK)

  • Nora McNamara

    (DDS, POB 114, Idah, Kogi State, Nigeria)

Abstract

A number of studies have explored the relationship between uncertainty and savings behaviour amongst resource-poor farmers. This paper describes the results of such a study for five villages in the Ibaji area of Igalaland, Kogi State, Nigeria. Savings behaviour over a 20-year period was examined in the face of two severe types of shock: flooding and land war. The results suggest that although the macroeconomic climate in Nigeria could explain some general trends in savings behaviour, some clear peaks in activity were not due to shocks but to operational changes introduced by the non-government organization facilitating the savings scheme-the Diocesan Development Services (DDS). The results suggest that great care needs to be taken when interpreting such time-series data, especially as one peak in savings activity corresponded with the period of the land war. Copyright © 2000 John Wiley & Sons, Ltd.

Suggested Citation

  • Stephen Morse & Nora McNamara, 2000. "Interpretation of rural savings behaviour: a cautionary tale," Journal of International Development, John Wiley & Sons, Ltd., vol. 12(1), pages 29-43.
  • Handle: RePEc:wly:jintdv:v:12:y:2000:i:1:p:29-43
    DOI: 10.1002/(SICI)1099-1328(200001)12:1<29::AID-JID575>3.0.CO;2-T
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    References listed on IDEAS

    as
    1. Gersovitz, Mark, 1988. "Saving and development," Handbook of Development Economics,in: Hollis Chenery & T.N. Srinivasan (ed.), Handbook of Development Economics, edition 1, volume 1, chapter 10, pages 381-424 Elsevier.
    2. Stuart Rutherford, 1998. "The savings of the poor: improving financial services in Bangladesh," Journal of International Development, John Wiley & Sons, Ltd., vol. 10(1), pages 1-15.
    3. Alderman, Harold, 1996. "Saving and economic shocks in rural Pakistan," Journal of Development Economics, Elsevier, vol. 51(2), pages 343-365, December.
    4. Paxson, Christina H, 1992. "Using Weather Variability to Estimate the Response of Savings to Transitory Income in Thailand," American Economic Review, American Economic Association, vol. 82(1), pages 15-33, March.
    Full references (including those not matched with items on IDEAS)

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:wly:jintdv:v:12:y:2000:i:1:p:29-43. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Wiley-Blackwell Digital Licensing) or (Christopher F. Baum). General contact details of provider: http://www3.interscience.wiley.com/journal/5102/home .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.