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The Development of Credit Unions and Their Role in Tackling Financial Exclusion

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  • Donal G. McKillop
  • Anne-Marie Ward
  • John O. S. Wilson

Abstract

The government has been actively encouraging the development of credit unions to help the financially excluded. However, rather than stimulating credit union development, government grants can erode the community self-help ethos on which credit unions are founded. Policies should be formulated which encourage credit union development based on a membership drawn from a cross-section of the population.

Suggested Citation

  • Donal G. McKillop & Anne-Marie Ward & John O. S. Wilson, 2007. "The Development of Credit Unions and Their Role in Tackling Financial Exclusion," Public Money & Management, Taylor & Francis Journals, vol. 27(1), pages 37-44, February.
    • Handle: RePEc:taf:pubmmg:v:27:y:2007:i:1:p:37-44
    DOI: 10.1111/j.1467-9302.2007.00553.x
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    References listed on IDEAS

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    1. Donal G. McKillop & John O. S. Wilson, 2003. "Credit Unions in Britain: A Time for Change," Public Money & Management, Taylor & Francis Journals, vol. 23(2), pages 119-124, April.
    2. McKillop, D. G. & Glass, J. C. & Ferguson, C., 2002. "Investigating the cost performance of UK credit unions using radial and non-radial efficiency measures," Journal of Banking & Finance, Elsevier, vol. 26(8), pages 1563-1591, August.
    3. Ann‐Marie Ward & Donal G. McKillop, 2005. "An Investigation into the Link between UK Credit Union Characteristics, Location and their Success," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 76(3), pages 461-489, September.
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    Cited by:

    1. Jan Myers & Molly Scott Cato & Paul A. Jones, 2012. "An ‘alternative mainstream’? The impact of financial inclusion policy on credit unions in Wales," Public Money & Management, Taylor & Francis Journals, vol. 32(6), pages 409-416, November.
    2. Christian E. Weller & Ghazal Zulfiqar, 2013. "Financial Market Diversity and Macroeconomic Stability," Working Papers wp332, Political Economy Research Institute, University of Massachusetts at Amherst.
    3. Goddard, John & Molyneux, Philip & Wilson, John O.S. & Tavakoli, Manouche, 2007. "European banking: An overview," Journal of Banking & Finance, Elsevier, vol. 31(7), pages 1911-1935, July.
    4. Donal McKillop & Anne Marie Ward & John O. S. Wilson, 2011. "Credit unions in Great Britain: recent trends and current prospects," Public Money & Management, Taylor & Francis Journals, vol. 31(1), pages 35-42, January.
    5. Saulo Cardoso Maia & Gideon Carvalho Benedicto & José Willer Prado & David Alastair Robb & Oscar Neto Almeida Bispo & Mozar José Brito, 2019. "Mapping the literature on credit unions: a bibliometric investigation grounded in Scopus and Web of Science," Scientometrics, Springer;Akadémiai Kiadó, vol. 120(3), pages 929-960, September.

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