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Toward Financial Inclusion in the UK: Progress and Challenges

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  • Sharon Collard

Abstract

In an increasingly cashless economy, the consequences of being outside the mainstream financial services market have become more serious. This article reviews the progress that has been made in promoting financial inclusion in three areas of financial services provision—banking, consumer credit and insurance— and the challenges that remain.

Suggested Citation

  • Sharon Collard, 2007. "Toward Financial Inclusion in the UK: Progress and Challenges," Public Money & Management, Taylor & Francis Journals, vol. 27(1), pages 13-20, February.
    • Handle: RePEc:taf:pubmmg:v:27:y:2007:i:1:p:13-20
    DOI: 10.1111/j.1467-9302.2007.00550.x
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    1. Unknown, 2005. "Forward," 2005 Conference: Slovenia in the EU - Challenges for Agriculture, Food Science and Rural Affairs, November 10-11, 2005, Moravske Toplice, Slovenia 183804, Slovenian Association of Agricultural Economists (DAES).
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    Cited by:

    1. Katie Fitzpatrick, 2015. "Does “Banking the Unbanked” Help Families to Save? Evidence from the United Kingdom," Journal of Consumer Affairs, Wiley Blackwell, vol. 49(1), pages 223-249, March.
    2. George Sullivan & Luke Burns, 2022. "Cashing Out: Assessing the risk of localised financial exclusion as the UK moves towards a cashless society," Papers 2202.05674, arXiv.org.
    3. Ozili, Peterson K, 2021. "Has financial inclusion made the financial sector riskier?," MPRA Paper 105529, University Library of Munich, Germany.
    4. Nasir Khan & Mahwish Zafar & Abiodun Funso Okunlola & Zeman Zoltan & Magda Robert, 2022. "Effects of Financial Inclusion on Economic Growth, Poverty, Sustainability, and Financial Efficiency: Evidence from the G20 Countries," Sustainability, MDPI, vol. 14(19), pages 1-19, October.
    5. Ozili, Peterson K, 2020. "Financial inclusion: a strong critique," MPRA Paper 101813, University Library of Munich, Germany.
    6. Ozili, Peterson K, 2022. "Does economic policy uncertainty reduce financial inclusion?," MPRA Paper 111052, University Library of Munich, Germany.
    7. Pinaki Roy & Amey Sapre, 2016. "Does Social Embedding Influence Banking Habits? A Case of India," Journal of Emerging Market Finance, Institute for Financial Management and Research, vol. 15(2), pages 169-190, August.
    8. Shahid Manzoor Shah & Amjad Ali, 2022. "A Survey on Financial Inclusion: Theoretical and Empirical Literature Review," Journal of Policy Research (JPR), Research Foundation for Humanity (RFH), vol. 8(4), pages 310-330, December.
    9. Abdul Karim Aldohni, 2017. "The UK New Regulatory Framework of High-Cost Short-Term Credit: Is There a Shift Towards a More “Law and Society” Based Approach?," Journal of Consumer Policy, Springer, vol. 40(3), pages 321-345, September.
    10. Hayder M. Kareem Al-Duhaidahawi & Jing Zhang & Mustafa S. Abdulreza & Sinan Abdullah Harjan & Sayyed Sadaqat Hussain Shah, 2019. "The Role of Financial Inclusion and Competitive Advantage: Evidence from Iraqi Islamic Banks," International Journal of Economics and Financial Issues, Econjournals, vol. 9(3), pages 193-199.
    11. Tyler Girard, 2020. "Bank Accounts for All: How Do State Policies Matter?," Journal of International Development, John Wiley & Sons, Ltd., vol. 32(5), pages 793-818, July.
    12. Amit Pandey & Ravi Kiran & Rakesh Kumar Sharma, 2023. "Investigating the Determinants of Financial Inclusion in BRICS Economies: Panel Data Analysis Using Fixed-Effect and Cross-Section Random Effect," Sustainability, MDPI, vol. 15(2), pages 1-21, January.
    13. Ozili, Peterson K, 2020. "Financial inclusion research around the world: a review," MPRA Paper 101809, University Library of Munich, Germany.
    14. Minhaj Ali & Shujahat H. Hashmi & Muhammad R. Nazir & Ahmer Bilal & Muhammad I. Nazir, 2021. "Does financial inclusion enhance economic growth? Empirical evidence from the IsDB member countries," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 26(4), pages 5235-5258, October.
    15. John Hood & William Stein & Claire McCann, 2009. "Low-cost Insurance Schemes in Scottish Social Housing: An Empirical Study of Availability and Tenants' Participation," Urban Studies, Urban Studies Journal Limited, vol. 46(9), pages 1807-1827, August.
    16. Katie Fitzpatrick, 2015. "The effect of bank account ownership on credit and consumption: Evidence from the UK," Southern Economic Journal, John Wiley & Sons, vol. 82(1), pages 55-80, July.

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