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Some Links Between Education, Household Well-being and Credit Markets: Evidence from Rural Philippines

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  • Rena Dela Cruz-Dona
  • Alan Martina

Abstract

Two diverse Filipino village communities were intensively surveyed and then focus-group discussions were held among their members. These discussions indicated that members of the less well-off community, compared with the one which was better-off, see fewer benefits to be derived from investing in education. This information has implications for determining how the level of community well-being should be measured. In addition, those households with better access to credit and basic infrastructure invested more in the education of children. This insight suggests how the design of poverty-alleviation expenditure programmes might be improved in rural Philippines at least.

Suggested Citation

  • Rena Dela Cruz-Dona & Alan Martina, 2000. "Some Links Between Education, Household Well-being and Credit Markets: Evidence from Rural Philippines," Oxford Development Studies, Taylor & Francis Journals, vol. 28(3), pages 289-308.
    • Handle: RePEc:taf:oxdevs:v:28:y:2000:i:3:p:289-308
    DOI: 10.1080/713688316
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    References listed on IDEAS

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    1. Tolentino, V. Bruce J., 1988. "Political Economy of Credit Availability and Financial Liberalization: Notes on the Philippine Experience," Working Papers WP 1988-14, Philippine Institute for Development Studies.
    2. Teh, Robert Jr., 1991. "Interlinked Credit and Tenancy Arrangements: A State-of-the-Art Review," Working Papers WP 1991-10, Philippine Institute for Development Studies.
    3. Lamberte, Mario B. & Mangahas, Mahar & Agabin, Meliza H. & Abrera-Mangahas, Maria Alcestis, 1989. "Integrative Report on the Informal Credit Markets in the Philippines," Working Papers WP 1989-10, Philippine Institute for Development Studies.
    4. Graham, Douglas H. & Cuevas, Carlos E. & Abiad, Virginia G., 1988. "Borrower Transactions Costs and Credit Rationing in Rural Financial Markets: The Philippine Case," Working Papers WP 1988-17, Philippine Institute for Development Studies.
    5. Teh, Robert Jr., 1991. "Interlinked Credit Arrangements," Philippine Journal of Development JPD 1991 Vol. XVIII No. 1, Philippine Institute for Development Studies.
    6. Cuevas, Carlos E. & Corales, Irma C., 1987. "Costs of Agricultural Credit in the Philippines: The Short-run Effects of Interest Rate Deregulation," Working Papers WP 1987-02, Philippine Institute for Development Studies.
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