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Integrative Report on the Informal Credit Markets in the Philippines

Author

Listed:
  • Lamberte, Mario B.
  • Mangahas, Mahar
  • Agabin, Meliza H.
  • Abrera-Mangahas, Maria Alcestis

Abstract

Utilizing data from Bangladesh, India, Indonesia, the Philippines and Thailand, this study conducts a comparative study of informal markets (ICM). It hopes to cover the major structure of ICMs, the size and its trends and the policy/legal environment. It also discusses the role of ICMs in savings generation, credit consumption, allocation efficiency and equity. How the interest rate is formed in ICM, together with the competition between the formal and informal sectors, the possible role of ICMs and the interlinkage of credit with other markets are analyzed. An optimal legal and policy environment towards the informal sector is offered.

Suggested Citation

  • Lamberte, Mario B. & Mangahas, Mahar & Agabin, Meliza H. & Abrera-Mangahas, Maria Alcestis, 1989. "Integrative Report on the Informal Credit Markets in the Philippines," Working Papers WP 1989-10, Philippine Institute for Development Studies.
  • Handle: RePEc:phd:wpaper:wp_1989-10
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    Cited by:

    1. Lamberte, Mario B., 1995. "Credit Unions as Channels of Micro-Credit Lines: The Philippine Case," Discussion Papers DP 1995-25, Philippine Institute for Development Studies.
    2. Manlagnit, Ma. Chelo V., 2004. "In-depth Analysis on the Access to and Suitability of the Loans," Discussion Papers DP 2004-05, Philippine Institute for Development Studies.

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