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Gender, Power, and Conflict with Credit Choice: Rural Credit Programme in India

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  • Ramu Maurya

    (Govind Ballabah Pant Social Science Institute, Jhusi, Allahabad, Uttar Pradesh, India)

Abstract

The advocates of rural credit argue that access to finance can substantially help in the reduction of poverty and promoting gender empowerment. Access to credit may contribute a long-lasting increase in income by means of a rise in investments that can generate income and diversify source of income. It can also contribute in empowering women in the decision making process of economic nature, family planning, marriage, participation in social and political activities. Many studies go not in favor of this type of argument. Present study shows that rural credits programme do not have any significant impact on gender dimensions. In some case, the status of beneficiaries group has deteriorated against control group. Actually, the programme is not wrong in itself but the implementation process of the programme has much type of weaken.

Suggested Citation

  • Ramu Maurya, 2015. "Gender, Power, and Conflict with Credit Choice: Rural Credit Programme in India," Bulletin of Business and Economics (BBE), Research Foundation for Humanity (RFH), vol. 4(2), pages 80-92, June.
    • Handle: RePEc:rfh:bbejor:v:4:y:2015:i:2:p:80-92
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    References listed on IDEAS

    as
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    2. Pitt, Mark M & Khandker, Shahidur R & Cartwright, Jennifer, 2006. "Empowering Women with Micro Finance: Evidence from Bangladesh," Economic Development and Cultural Change, University of Chicago Press, vol. 54(4), pages 791-831, July.
    3. Hashemi, Syed M. & Schuler, Sidney Ruth & Riley, Ann P., 1996. "Rural credit programs and women's empowerment in Bangladesh," World Development, Elsevier, vol. 24(4), pages 635-653, April.
    4. Rahman, Aminur, 1999. "Micro-credit initiatives for equitable and sustainable development: Who pays?," World Development, Elsevier, vol. 27(1), pages 67-82, January.
    5. Kabeer, Naila, 2001. "Conflicts Over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh," World Development, Elsevier, vol. 29(1), pages 63-84, January.
    6. Naila Kabeer, 1999. "Resources, Agency, Achievements: Reflections on the Measurement of Women's Empowerment," Development and Change, International Institute of Social Studies, vol. 30(3), pages 435-464, July.
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    More about this item

    Keywords

    Capability; Entitlements; Gender Empowerment; Rural credit; Social Exclusion;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • I3 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty
    • O1 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development

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