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Enhancing financial inclusion through Shari’a-compliant microfinance: A case study of Al-Amal Microfinance Bank in Yemen

Author

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  • Mourad Hamadi

    (Ferhat Abbas University of Setif 1, Algeria)

  • Abdelfateh Tebani

    (Ferhat Abbas University of Setif 1, Algeria)

  • Abdeslam Hetatache

    (Ferhat Abbas University of Setif 1, Algeria)

Abstract

This study explores the role of Shari’a-compliant microfinance in advancing financial inclusion and improving socio-economic conditions, with a particular focus on serving the financial needs of marginalised populations in rural areas. Through a case study of Al-Amal Microfinance Bank in Yemen, the research highlights the bank’s effectiveness in expanding access to financial services via tailored solutions and strategic outreach. By deploying a network of financial and non-financial agents in remote areas, alongside digital banking platforms, Al-Amal Bank successfully mitigates barriers such as distance, cost and accessibility. The integration of electronic services further enhances financial access, contributing to more inclusive development across the country.

Suggested Citation

  • Mourad Hamadi & Abdelfateh Tebani & Abdeslam Hetatache, 2025. "Enhancing financial inclusion through Shari’a-compliant microfinance: A case study of Al-Amal Microfinance Bank in Yemen," Research Papers in Economics and Finance, Poznań University of Economics and Business, vol. 9(1), pages 129-151, August.
    • Handle: RePEc:jbl:ref000:v:9:y:2025:i:1:id:2215
    DOI: 10.18559/ref.2025.1.2215
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