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Perceived satisfaction with health services under National Health Insurance Scheme: Clients' perspectives

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  • Eric Badu
  • Peter Agyei‐Baffour
  • Isaac Ofori Acheampong
  • Maxwell Preprah Opoku
  • Kwasi Addai‐Donkor

Abstract

The study aims to explore the perceived satisfaction of insured clients in financing health services through National Health Insurance in Ghana. A quantitative method was used to recruit 380 respondents, selected by multistage cluster sampling. Data were collected through the administration of questionnaires. More than half, 57.9%, of respondents were males, and the average age was 34 years. Most respondents, 74.3%, were insured. Overall, 53.12% of insured clients were dissatisfied with the services of providers. Factors, such as benefit package of insurance, willingness to pay higher premium, and perceived discrimination were significantly associated with poor satisfaction with health services. The current advocacy for and awareness about the use of health insurance as a prepayment plan should be prioritised in policy initiatives. The benefit package for the insurance should be increased in order to cover all disease conditions that afflict the Ghanaian population.

Suggested Citation

  • Eric Badu & Peter Agyei‐Baffour & Isaac Ofori Acheampong & Maxwell Preprah Opoku & Kwasi Addai‐Donkor, 2019. "Perceived satisfaction with health services under National Health Insurance Scheme: Clients' perspectives," International Journal of Health Planning and Management, Wiley Blackwell, vol. 34(1), pages 964-975, January.
    • Handle: RePEc:bla:ijhplm:v:34:y:2019:i:1:p:e964-e975
    DOI: 10.1002/hpm.2711
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    1. Robert Kaba Alhassan & Stephen Opoku Duku & Wendy Janssens & Edward Nketiah-Amponsah & Nicole Spieker & Paul van Ostenberg & Daniel Kojo Arhinful & Menno Pradhan & Tobias F Rinke de Wit, 2015. "Comparison of Perceived and Technical Healthcare Quality in Primary Health Facilities: Implications for a Sustainable National Health Insurance Scheme in Ghana," PLOS ONE, Public Library of Science, vol. 10(10), pages 1-19, October.
    2. Joseph Mensah & Joseph R. Oppong & Christoph M. Schmidt, 2010. "Ghana's national health insurance scheme in the context of the health MDGs: an empirical evaluation using propensity score matching," Health Economics, John Wiley & Sons, Ltd., vol. 19(S1), pages 95-106, September.
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