IDEAS home Printed from https://ideas.repec.org/a/bla/devpol/v20y2002i3p293-304.html
   My bibliography  Save this article

The Implications of the Evolving Microfinance Agenda for Regulatory and Supervisory Policy

Author

Listed:
  • Colin Kirkpatrick
  • Samuel Munzele Maimbo

Abstract

The growth in microfinance institutions (MFIs) has been accompanied by a widening of the range of financial services provided to the poor, to include voluntary savings facilities. This entails prudential risk to clients and poses the policy question of the most appropriate form of regulatory framework for MFIs. This article examines the implications for regulatory policy of the recent trend towards MFI provision of microfinancial services encompassing savings, credit and insurance, by evaluating what we know of the existing regulatory approaches, the main concerns with these approaches, and the merits of recent regulatory proposals for MFIs.

Suggested Citation

  • Colin Kirkpatrick & Samuel Munzele Maimbo, 2002. "The Implications of the Evolving Microfinance Agenda for Regulatory and Supervisory Policy," Development Policy Review, Overseas Development Institute, vol. 20(3), pages 293-304, July.
  • Handle: RePEc:bla:devpol:v:20:y:2002:i:3:p:293-304
    DOI: 10.1111/1467-7679.00172
    as

    Download full text from publisher

    File URL: https://doi.org/10.1111/1467-7679.00172
    Download Restriction: no

    File URL: https://libkey.io/10.1111/1467-7679.00172?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Steffi Sandra Singhe & Céline Louche, 2020. "The development of microfinance in Cameroon: Focus on regulation," Post-Print hal-02562588, HAL.
    2. Francesc Prior & Antonio Argandoña, 2009. "Best Practices in Credit Accessibility and Corporate Social Responsibility in Financial Institutions," Journal of Business Ethics, Springer, vol. 87(1), pages 251-265, April.
    3. Stephen Zamore & Leif Atle Beisland & Roy Mersland, 2023. "Excessive focus on risk? Non‐performing loans and efficiency of microfinance institutions," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 28(2), pages 1290-1307, April.
    4. Tristan Caballero-Montes, 2023. "Integrating market conditions into regulatory decisions on microfinance interest rates: does competition matter?," Annals of Finance, Springer, vol. 19(2), pages 201-232, June.
    5. Shiferaw, Bekele & Obare, Gideon & Muricho, Geoffrey, 2006. "Rural institutions and producer organizations in imperfect markets: experiences from producer marketing groups in semi-arid eastern Kenya," CAPRi working papers 60, International Food Policy Research Institute (IFPRI).
    6. Khan, Wajid & Sun, Shaorong & Khan, Ikramullah, 2015. "Sustainable Institutions or Sustainable Poverty Targeting: The Case of Microfinance," MPRA Paper 63587, University Library of Munich, Germany.
    7. Asalatha, B. P. & Vijayamohanan, Pillai N., 2010. "Raising the ‘Beatrice’s Goat’: The Indian Experience in Microcredit," MPRA Paper 29049, University Library of Munich, Germany.
    8. Bingen, Jim & Serrano, Alex & Howard, Julie, 2003. "Linking farmers to markets: different approaches to human capital development," Food Policy, Elsevier, vol. 28(4), pages 405-419, August.
    9. Pilar López-Sánchez & Elena Urquía-Grande & Cristina Campo & Andrés L. Cancer, 2022. "Delving into the Determinants of Default Risk in Savings Groups: Empirical Evidence from Ecuador," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 34(6), pages 2625-2650, December.
    10. Gupta Arpita, 2012. "International Microtrade Regime - Structure and Financing," The Law and Development Review, De Gruyter, vol. 5(1), pages 3-28, May.
    11. Bekele Shiferaw & Gideon Obare & Geoffrey Muricho, 2008. "Rural market imperfections and the role of institutions in collective action to improve markets for the poor," Natural Resources Forum, Blackwell Publishing, vol. 32(1), pages 25-38, February.
    12. International Association of Deposit Insurers, 2013. "Financial Inclusion and Deposit Insurance," IADI Research Papers 13-06, International Association of Deposit Insurers.
    13. Hermes, Niels & Lensink, Robert, 2011. "Microfinance: Its Impact, Outreach, and Sustainability," World Development, Elsevier, vol. 39(6), pages 875-881, June.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bla:devpol:v:20:y:2002:i:3:p:293-304. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: https://edirc.repec.org/data/odioruk.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.