This paper presents a scoring model that predicts the risk of drop-out for borrowers at a microfinance lender in Bolivia. Drop-out risk was greater for women, manufacturers, newer borrowers, and those with more arrears. Out-of-sample tests suggest that scoring may help microfinance lenders to detect segments of their clientele (and even specific current clients) who are at-risk of drop-out.
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Length: Date of creation: 05 Sep 2001 Date of revision: Handle: RePEc:wpa:wuwpdc:0109009
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Find related papers by JEL classification: O54 - Economic Development, Technological Change, and Growth - - Economywide Country Studies - - - Latin America; Caribbean O57 - Economic Development, Technological Change, and Growth - - Economywide Country Studies - - - Comparative Studies of Countries
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