Seven Aspects of Loan Size
AbstractAttempts to gauge the depth of outreach of microfinance organizations usually start--and often end--with the measurement of loan size. But just what is loan size? Loan size has at least seven aspects, each of which matters not only for depth of outreach but also for profitability. The aspects are: (1) term to maturity, (2) dollars disbursed, (3) average balance, (4) dollars per installment, (5) time between installments, (6) number of installments, and (7) dollar-years of resources. This paper defines the aspects, explains why each matters, and gives examples of their measurement.
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Bibliographic InfoPaper provided by EconWPA in its series Development and Comp Systems with number 0109001.
Date of creation: 05 Sep 2001
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Note: Type of Document - Adobe Acrobat 3.0; prepared on Windows 98; to print on Adobe Acrobat 3.0; pages: ; figures: Included in pdf file
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Outreach; Sustainability; financial institutions;
Find related papers by JEL classification:
- J23 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Labor Demand
- D91 - Microeconomics - - Intertemporal Choice - - - Intertemporal Household Choice; Life Cycle Models and Saving
- H43 - Public Economics - - Publicly Provided Goods - - - Project Evaluation; Social Discount Rate
- N3 - Economic History - - Labor and Consumers, Demography, Education, Health, Welfare, Income, Wealth, Religion, and Philanthropy
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