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Seven Aspects of Loan Size

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Author Info
Mark Schreiner (Washington University in St. Louis)

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Abstract

Attempts to gauge the depth of outreach of microfinance organizations usually start--and often end--with the measurement of loan size. But just what is loan size? Loan size has at least seven aspects, each of which matters not only for depth of outreach but also for profitability. The aspects are: (1) term to maturity, (2) dollars disbursed, (3) average balance, (4) dollars per installment, (5) time between installments, (6) number of installments, and (7) dollar-years of resources. This paper defines the aspects, explains why each matters, and gives examples of their measurement.

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File URL: http://129.3.20.41/eps/dev/papers/0109/0109001.pdf
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Publisher Info
Paper provided by EconWPA in its series Development and Comp Systems with number 0109001.

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Date of creation: 05 Sep 2001
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Handle: RePEc:wpa:wuwpdc:0109001

Note: Type of Document - Adobe Acrobat 3.0; prepared on Windows 98; to print on Adobe Acrobat 3.0; pages: ; figures: Included in pdf file
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Web page: http://129.3.20.41

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Related research
Keywords: Outreach; Sustainability; financial institutions;

Find related papers by JEL classification:
J23 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Labor Demand
D91 - Microeconomics - - Intertemporal Choice and Growth - - - Intertemporal Consumer Choice; Life Cycle Models and Saving
H43 - Public Economics - - Publicly Provided Goods - - - Project Evaluation; Social Discount Rate
N3 - Economic History - - Labor and Consumers, Demography, Education, Income, and Wealth

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Mark Schreiner, 2001. "Aspects of Outreach: A Framework for the Discussion of the Social Benefits of Microfinance," Development and Comp Systems 0109003, EconWPA. [Downloadable!]
  2. Conning, Jonathan, 1999. "Outreach, sustainability and leverage in monitored and peer-monitored lending," Journal of Development Economics, Elsevier, vol. 60(1), pages 51-77, October. [Downloadable!] (restricted)
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Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Beatriz Armendariz & Ariane Szafarz, 2009. "On Mission Drift In Microfinance Institutions," Working Papers CEB 09-015.RS, Université Libre de Bruxelles, Solvay Brussels School of Economics and Management, Centre Emile Bernheim (CEB). [Downloadable!]
Statistics
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This page was last updated on 2009-11-13.


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