The Determinants of Credit Access and Its Impacts on Micro and Small Enterprises: The Case of Garment Producers in Kenya
AbstractThere are diverse sources of credit for micro and small manufacturing enterprises (MSEs) in developing countries, ranging from relatives and friends, rotating savings and credit associations (ROSCAs), micro finance institutions, and commercial banks. Using a unique set of data on MSEs in garment clusters in Nairobi, this study attempts to identify the determinants of access to different credit sources and their impacts on firm profitability and growth. The results of the regression analysis demonstrate that factors determining access to credit are often different from those affecting enterprise performance, indicating limited impacts of credit access on enterprise performance.
Download InfoTo our knowledge, this item is not available for download. To find whether it is available, there are three options:
1. Check below under "Related research" whether another version of this item is available online.
2. Check on the provider's web page whether it is in fact available.
3. Perform a search for a similarly titled item that would be available.
Bibliographic InfoArticle provided by University of Chicago Press in its journal Economic Development and Cultural Change.
Volume (Year): 54 (2006)
Issue (Month): 4 (July)
Contact details of provider:
Web page: http://www.journals.uchicago.edu/EDCC/
You can help add them by filling out this form.
CitEc Project, subscribe to its RSS feed for this item.
- Masakure, Oliver & Cranfield, John & Henson, Spencer, 2008. "The Financial Performance of Non-farm Microenterprises in Ghana," World Development, Elsevier, vol. 36(12), pages 2733-2762, December.
- Babur Wasim Arif & Tetsushi Sonobe, 2012.
"Virtual Incubation in Industrial Clusters: A Case Study in Pakistan,"
Journal of Development Studies,
Taylor & Francis Journals, vol. 48(3), pages 377-392, March.
- Babur Wasim Arif & Tetsushi Sonobe, 2011. "Virtual Incubation in Industrial Clusters: A Case Study in Pakistan," GRIPS Discussion Papers 11-08, National Graduate Institute for Policy Studies.
- Asha Sundaram, 2011. "The Impact of Trade Liberalization on Micro Enterprises: Do Banks Matter? Evidence from Indian Manufacturing," Working Papers 225, Economic Research Southern Africa.
- Vuong Quoc, Duy, 2012. "Determinants of household access to formal credit in the rural areas of the Mekong Delta, Vietnam," MPRA Paper 38202, University Library of Munich, Germany.
- Keijiro Otsuka, 2006. "Cluster-Based Industrial Development: A View From East Asia," The Japanese Economic Review, Japanese Economic Association, vol. 57(3), pages 361-376.
- Keijiro Otsuka & Tetsushi Sonobe, 2011.
"A Cluster-Based Industrial Development Policy for Low-Income Countries,"
GRIPS Discussion Papers
11-09, National Graduate Institute for Policy Studies.
- Otsuka, Keijiro & Sonobe, Tetsushi, 2011. "A cluster-based industrial development policy for low-income countries," Policy Research Working Paper Series 5703, The World Bank.
- Rijkers, Bob & Söderbom, Måns & Loening, Josef L., 2010. "A Rural-Urban Comparison of Manufacturing Enterprise Performance in Ethiopia," World Development, Elsevier, vol. 38(9), pages 1278-1296, September.
- Hoang Nam, Vu & Sonobe, Tetsushi & Otsuka, Keijiro, 2009. "An inquiry into the transformation process of village-based industrial clusters: The case of an iron and steel cluster in northern Vietnam," Journal of Comparative Economics, Elsevier, vol. 37(4), pages 568-581, December.
- Nichter, Simeon & Goldmark, Lara, 2009. "Small Firm Growth in Developing Countries," World Development, Elsevier, vol. 37(9), pages 1453-1464, September.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Journals Division).
If references are entirely missing, you can add them using this form.