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Stressing rating criteria allowing for default clustering: the CPDO case

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Author Info
Torresetti, Roberto
Pallavicini, Andrea
Abstract

After a brief review of the literature on rating arbitrage for corporate and structured nance, we introduce the standard criteria adopted by rating agencies to assess riskiness of Constant Proportion Debt Obligations (CPDO). Then, we propose a new rating model in order to incorporate a more realistic loss distribution showing a multi-modal shape, which, in turn, is linked to default possibilities for clusters (possibly sectors) of names of the economy. In this framework, we show that the riskiness of CPDOs is substantially increased leading to a decrease of their rating, and in particular, we found that the expected payout of the gap-risk option, embedded in CPDOs, is greatly enhanced.

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File URL: http://mpra.ub.uni-muenchen.de/17104/
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Publisher Info
Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 17104.

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Date of creation: 05 Oct 2007
Date of revision: 04 Sep 2009
Handle: RePEc:pra:mprapa:17104

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Related research
Keywords: CPDO Rating; Rating Arbitrage; Structured Finance; Loss Distribution; Loss Dynamics; Cluster Default Dynamics; Gap Risk;

Find related papers by JEL classification:
G13 - Financial Economics - - General Financial Markets - - - Contingent Pricing; Futures Pricing

References listed on IDEAS
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  1. Lando, David & Skodeberg, Torben M., 2002. "Analyzing rating transitions and rating drift with continuous observations," Journal of Banking & Finance, Elsevier, vol. 26(2-3), pages 423-444, March. [Downloadable!] (restricted)
  2. Damiano Brigo & Andrea Pallavicini & Roberto Torresetti, 2007. "Cluster-Based Extension Of The Generalized Poisson Loss Dynamics And Consistency With Single Names," International Journal of Theoretical and Applied Finance (IJTAF), World Scientific Publishing Co. Pte. Ltd., vol. 10(04), pages 607-631. [Downloadable!] (restricted)
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This page was last updated on 2009-12-20.


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