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Social Security, Economic Growth, and the Rise in Independence of Elderly Widows in the 20th Century

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Author Info
Kathleen McGarry
Robert F. Schoeni

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Abstract

The share of elderly widows living alone rose from 18 percent in 1940 to 62 percent in 1990, while the share living with adult children declined from 59 percent to 20 percent. This study analyzes the causes of this change and finds that income growth, in particular increased Social Security benefits, was the single most important factor causing the change in living arrangements accounting for nearly two-thirds of the rise in the share of elderly widows living alone. Changes in benefits from the mean-tested OAA/SSI programs had a lesser impact on the decision to live alone but were a significant factor in explaining changes in the living arrangements of the poorest widows. Furthermore, contrary to recent work, we find no evidence that the effect of income on living arrangements became stronger over the period; income had a substantial positive effect on the propensity to live alone as early as the 1940s and 1950s. Finally, the substantial changes observed in the composition of the population with respect to age, race, immigrant status, schooling, and completed fertility explain a relatively small share of the changes in living arrangements.

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Paper provided by National Bureau of Economic Research, Inc in its series NBER Working Papers with number 6511.

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Date of creation: Apr 1998
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Handle: RePEc:nbr:nberwo:6511

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Find related papers by JEL classification:
J1 - Labor and Demographic Economics - - Demographic Economics
N32 - Economic History - - Labor and Consumers, Demography, Education, Income, and Wealth - - - U.S.; Canada: 1913-

References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:

  1. Burkhauser, Richard V & Turner, John A, 1978. "A Time-Series Analysis on Social Security and Its Effect on the Market Work of Men at Younger Ages," Journal of Political Economy, University of Chicago Press, vol. 86(4), pages 701-15, August. [Downloadable!] (restricted)
  2. Moffitt, Robert, 1992. "Incentive Effects of the U.S. Welfare System: A Review," Journal of Economic Literature, American Economic Association, vol. 30(1), pages 1-61, March. [Downloadable!] (restricted)
  3. Burkhauser, Richard V & Turner, John A, 1982. "Social Security, Preretirement Labor Supply, and Saving: A Confirmation and a Critique," Journal of Political Economy, University of Chicago Press, vol. 90(3), pages 643-46, June. [Downloadable!] (restricted)
  4. Schoeni, R-F, 1996. "Does Aid to Families with Dependent Children Displace Familial Assistance?," Papers 96-12, RAND - Labor and Population Program.
  5. Hausman, Jerry & McFadden, Daniel, 1984. "Specification Tests for the Multinomial Logit Model," Econometrica, Econometric Society, vol. 52(5), pages 1219-40, September. [Downloadable!] (restricted)
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  6. Costa, Dora L., 1999. "A house of her own: old age assistance and the living arrangements of older nonmarried women," Journal of Public Economics, Elsevier, vol. 72(1), pages 39-59, April. [Downloadable!] (restricted)
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  7. Martin Feldstein & Jeffrey B. Liebman, 2001. "Social Security," NBER Working Papers 8451, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
    Other versions:
    • Feldstein, Martin & Liebman, Jeffrey B., 2002. "Social security," Handbook of Public Economics, in: A. J. Auerbach & M. Feldstein (ed.), Handbook of Public Economics, edition 1, volume 4, chapter 32, pages 2245-2324 Elsevier. [Downloadable!] (restricted)
  8. Cox, Donald & Jakubson, George, 1995. "The connection between public transfers and private interfamily transfers," Journal of Public Economics, Elsevier, vol. 57(1), pages 129-167, May. [Downloadable!] (restricted)
  9. Dora L. Costa, 1998. "Displacing the Family: Union Army Pensions and Elderly Living Arrange- ments," NBER Working Papers 5429, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
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  10. Lampman, Robert J & Smeeding, Timothy M, 1983. "Interfamily Transfers as Alternatives to Government Transfers to Persons," Review of Income and Wealth, Blackwell Publishing, vol. 29(1), pages 45-66, March.
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Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Timothy M. Smeeding, 2002. "Income Maintenance In Old Age: What Can Be Learned From Cross-National Comparisons," Working Papers, Center for Retirement Research at Boston College 2001-11, Center for Retirement Research. [Downloadable!]
  2. David N. Weil, 2006. "Population Ageing," Working Papers id:506, esocialsciences.com. [Downloadable!]
    Other versions:
  3. Eric Edmonds & Kristin Mammen & Douglas L. Miller, 2004. "Rearranging the Family? Income Support and Elderly Living Arrangements in a Low Income Country," NBER Working Papers 10306, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
    Other versions:
  4. repec:cep:sticas:0104 is not listed on IDEAS
  5. Dora L. Costa, 2008. "The Rise of Retirement Among African Americans: Wealth and Social Security Effects," NBER Working Papers 14462, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  6. Namkee Ahn, 2005. "Financial Consequences of Widowhood in Europe: Cross-Country and Gender Differences," Economics Working Papers 032, European Network of Economic Policy Research Institutes. [Downloadable!]
  7. Naoko Shinkai, 2000. "¿De qué manera la seguridad social y el ingreso repercuten en los arreglos de vida de los ancianos? Elementos de juicio de las reformas de México y Uruguay," RES Working Papers 4232, Inter-American Development Bank, Research Department. [Downloadable!]
  8. Sarmistha Pal, 2006. "Elderly Health, Wealth and Coresidence with Adult Children in Rural India," Economics and Finance Discussion Papers 06-17, Economics and Finance Section, School of Social Sciences, Brunel University. [Downloadable!]
    Other versions:
  9. Naoko Shinkai, 2000. "How Do Social Security and Income Affect the Living Arrangements of the Elderly? Evidence from Reforms in Mexico and Uruguay," RES Working Papers 4231, Inter-American Development Bank, Research Department. [Downloadable!]
  10. Namkee Ahn, . "Economic Consequences of Widowhood in Europe: Cross-country and Gender Differences," Working Papers 2004-27, FEDEA. [Downloadable!]
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