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Julia Cheney

Personal Details

First Name:Julia
Middle Name:
Last Name:Cheney
Suffix:
RePEc Short-ID:pch1525
[This author has chosen not to make the email address public]

Affiliation

Federal Reserve Bank of Philadelphia

Philadelphia, Pennsylvania (United States)
http://www.philadelphiafed.org/
RePEc:edi:frbphus (more details at EDIRC)

Research output

as
Jump to: Working papers Articles

Working papers

  1. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2021. "Financial Consequences of Severe Identity Theft in the U.S," Working Papers 21-41, Federal Reserve Bank of Philadelphia.
  2. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2020. "Financial Consequences of Identity Theft," Working Papers 20-33, Federal Reserve Bank of Philadelphia.
  3. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2019. "Financial Consequences of Identity Theft: Evidence from Consumer Credit Bureau Records," Working Papers 19-2, Federal Reserve Bank of Philadelphia.
  4. Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014. "Identity theft as a teachable moment," Working Papers 14-28, Federal Reserve Bank of Philadelphia.
  5. Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014. "Consumer use of fraud alerts and credit freezes: an empirical analysis," Consumer Finance Institute discussion papers 14-4, Federal Reserve Bank of Philadelphia.
  6. Julia S. Cheney & Robert M. Hunt & Katy Jacob & Richard D. Porter & Bruce J. Summers, 2012. "The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches," Consumer Finance Institute discussion papers 12-04, Federal Reserve Bank of Philadelphia.
  7. Julia S. Cheney, 2010. "Heartland Payment Systems: lessons learned from a data breach," Consumer Finance Institute discussion papers 10-01, Federal Reserve Bank of Philadelphia.
  8. Julia S. Cheney, 2008. "An examination of mobile banking and mobile payments: building adoption as experience goods?," Consumer Finance Institute discussion papers 08-06, Federal Reserve Bank of Philadelphia.
  9. Julia S. Cheney, 2008. "Alternative data and its use in credit scoring thin-and no-file consumers," Consumer Finance Institute discussion papers 08-01, Federal Reserve Bank of Philadelphia.
  10. Julia S. Cheney, 2007. "Payments, credit, and savings: the experience for LMI households," Consumer Finance Institute discussion papers 07-13, Federal Reserve Bank of Philadelphia.
  11. Julia S. Cheney, 2007. "An Update on Trends in the Debit Card Market," Consumer Finance Institute discussion papers 07-4, Federal Reserve Bank of Philadelphia.
  12. Julia S. Cheney, 2006. "The role of electronic payments in disaster recovery: providing more than convenience," Consumer Finance Institute discussion papers 06-09, Federal Reserve Bank of Philadelphia.
  13. Julia S. Cheney & Sherrie L. W. Rhine, 2006. "Prepaid cards: an important innovation in financial services," Consumer Finance Institute discussion papers 06-07, Federal Reserve Bank of Philadelphia.
  14. Julia S. Cheney & Sherrie L. W. Rhine, 2006. "How effective were the financial safety nets in the aftermath of Katrina?," Consumer Finance Institute discussion papers 06-01, Federal Reserve Bank of Philadelphia.
  15. Julia S. Cheney, 2006. "Supply- and demand-side developments influencing growth in the debit market," Consumer Finance Institute discussion papers 06-11, Federal Reserve Bank of Philadelphia.
  16. Julia S. Cheney, 2005. "Identity theft: do definitions still matter?," Consumer Finance Institute discussion papers 05-10, Federal Reserve Bank of Philadelphia.
  17. Julia S. Cheney, 2005. "Prepaid card models: a study in diversity," Consumer Finance Institute discussion papers 05-03, Federal Reserve Bank of Philadelphia.
  18. Julia S. Cheney, 2005. "Payment cards and the unbanked: prospects and challenges," Consumer Finance Institute discussion papers 05-17, Federal Reserve Bank of Philadelphia.
  19. Julia S. Cheney, 2004. "Identity theft: where do we go from here?," Consumer Finance Institute discussion papers 04-03, Federal Reserve Bank of Philadelphia.
  20. Julia S. Cheney, 2003. "Identity theft: a pernicious and costly fraud," Consumer Finance Institute discussion papers 03-18, Federal Reserve Bank of Philadelphia.

Articles

  1. Julia S. Cheney & Robert M. Hunt & Katy Jacob & Richard D. Porter & Bruce J. Summers, 2012. "The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 36(Q IV), pages 130-146.

Citations

Many of the citations below have been collected in an experimental project, CitEc, where a more detailed citation analysis can be found. These are citations from works listed in RePEc that could be analyzed mechanically. So far, only a minority of all works could be analyzed. See under "Corrections" how you can help improve the citation analysis.

Working papers

  1. Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014. "Identity theft as a teachable moment," Working Papers 14-28, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014. "Consumer use of fraud alerts and credit freezes: an empirical analysis," Consumer Finance Institute discussion papers 14-4, Federal Reserve Bank of Philadelphia.
    2. Sarah Miller & Luojia Hu & Robert Kaestner & Bhashkar Mazumder & Ashley Wong, 2021. "The ACA Medicaid Expansion in Michigan and Financial Health," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 40(2), pages 348-375, March.

  2. Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014. "Consumer use of fraud alerts and credit freezes: an empirical analysis," Consumer Finance Institute discussion papers 14-4, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2020. "Financial Consequences of Identity Theft," Working Papers 20-33, Federal Reserve Bank of Philadelphia.
    2. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2016. "Identity Theft As A Teachable Moment," Working Papers 16-27, Federal Reserve Bank of Philadelphia.
    3. Mikhed, Vyacheslav & Vogan, Michael, 2018. "How data breaches affect consumer credit," Journal of Banking & Finance, Elsevier, vol. 88(C), pages 192-207.

  3. Julia S. Cheney & Robert M. Hunt & Katy Jacob & Richard D. Porter & Bruce J. Summers, 2012. "The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches," Consumer Finance Institute discussion papers 12-04, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Charles M. Kahn & José M. Liñares-Zegarra & Joanna Stavins, 2017. "Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments?," Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(1), pages 5-34, October.
    2. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2020. "Financial Consequences of Identity Theft," Working Papers 20-33, Federal Reserve Bank of Philadelphia.
    3. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2016. "Identity Theft As A Teachable Moment," Working Papers 16-27, Federal Reserve Bank of Philadelphia.
    4. Mikhed, Vyacheslav & Vogan, Michael, 2018. "How data breaches affect consumer credit," Journal of Banking & Finance, Elsevier, vol. 88(C), pages 192-207.
    5. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2021. "Financial Consequences of Severe Identity Theft in the U.S," Working Papers 21-41, Federal Reserve Bank of Philadelphia.
    6. Solomon H. Tarlin, 2021. "The Future of Cash," Community Affairs Discussion Paper 21-03, Federal Reserve Bank of Philadelphia.
    7. Vyacheslav Mikhed & Michael Vogan, 2017. "How Data Breaches Affect Consumer Credit," Working Papers 17-6, Federal Reserve Bank of Philadelphia.

  4. Julia S. Cheney, 2010. "Heartland Payment Systems: lessons learned from a data breach," Consumer Finance Institute discussion papers 10-01, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Chul Ho Lee & Xianjun Geng & Srinivasan Raghunathan, 2016. "Mandatory Standards and Organizational Information Security," Information Systems Research, INFORMS, vol. 27(1), pages 70-86, March.

  5. Julia S. Cheney, 2008. "An examination of mobile banking and mobile payments: building adoption as experience goods?," Consumer Finance Institute discussion papers 08-06, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Kumbhar, Vijay, 2011. "Financial Inclusion Through M-Banking Services: Scope and Problems in India," MPRA Paper 28724, University Library of Munich, Germany.
    2. Md. Humayun Kabir & S.S.M. Sadrul Huda & Omar Faruq, 2020. "Mobile Financial Services In The Context Of Bangladesh," Copernican Journal of Finance & Accounting, Uniwersytet Mikolaja Kopernika, vol. 9(3), pages 83-98.
    3. Qaisar Ali & Shazia Parveen & Hakimah Yaacob & Zaki Zaini, 2021. "Cardless Banking System in Malaysia: An Extended TAM," Risks, MDPI, vol. 9(2), pages 1-16, February.
    4. Marianne Crowe & Marc Rysman & Joanna Stavins, 2010. "Mobile payments in the United States at retail point of sale: current market and future prospects," Public Policy Discussion Paper 10-2, Federal Reserve Bank of Boston.

  6. Julia S. Cheney, 2008. "Alternative data and its use in credit scoring thin-and no-file consumers," Consumer Finance Institute discussion papers 08-01, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Robert M. Hunt & Keith Wardrip, 2013. "Residential Migration, Entry, and Exit as Seen Through the Lens of Credit Bureau Data," Consumer Finance Institute discussion papers 13-4, Federal Reserve Bank of Philadelphia.

  7. Julia S. Cheney, 2006. "The role of electronic payments in disaster recovery: providing more than convenience," Consumer Finance Institute discussion papers 06-09, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Katrin Assenmacher & Signe Krogstrup, 2021. "Monetary Policy with Negative Interest Rates: De-linking Cash from Digital Money," International Journal of Central Banking, International Journal of Central Banking, vol. 17(1), pages 67-106, March.
    2. Jose J. Canals-Cerda & Raluca Roman, 2021. "Climate Change and Consumer Finance: A Very Brief Literature Review," Consumer Finance Institute discussion papers 21-04, Federal Reserve Bank of Philadelphia.

  8. Julia S. Cheney & Sherrie L. W. Rhine, 2006. "Prepaid cards: an important innovation in financial services," Consumer Finance Institute discussion papers 06-07, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. W. Scott Frame & Lawrence J. White, 2009. "Technological change, financial innovation, and diffusion in banking," FRB Atlanta Working Paper 2009-10, Federal Reserve Bank of Atlanta.

  9. Julia S. Cheney & Sherrie L. W. Rhine, 2006. "How effective were the financial safety nets in the aftermath of Katrina?," Consumer Finance Institute discussion papers 06-01, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Dubravka Ritter, 2012. "Do we still need the Equal Credit Opportunity Act?," Consumer Finance Institute discussion papers 12-03, Federal Reserve Bank of Philadelphia.
    2. Seitz, Franz & Rösl, Gerhard, 2022. "On the Stabilizing Role of Cash for Societies," MPRA Paper 113784, University Library of Munich, Germany.
    3. Becchetti, Leonardo & Castriota, Stefano, 2008. "Does money affect happiness and self-esteem? The poor borrowers' perspective in a quasi-natural experiment," AICCON Working Papers 48-2008, Associazione Italiana per la Cultura della Cooperazione e del Non Profit.
    4. Rösl, Gerhard & Seitz, Franz, 2021. "Cash and crises: No surprises by the virus," IMFS Working Paper Series 150, Goethe University Frankfurt, Institute for Monetary and Financial Stability (IMFS).
    5. Jose J. Canals-Cerda & Raluca Roman, 2021. "Climate Change and Consumer Finance: A Very Brief Literature Review," Consumer Finance Institute discussion papers 21-04, Federal Reserve Bank of Philadelphia.

  10. Julia S. Cheney, 2006. "Supply- and demand-side developments influencing growth in the debit market," Consumer Finance Institute discussion papers 06-11, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Kosse, Anneke, 2013. "Do newspaper articles on card fraud affect debit card usage?," Journal of Banking & Finance, Elsevier, vol. 37(12), pages 5382-5391.
    2. Bolt Wilko & Humphrey David, 2007. "Payment Network Scale Economies, SEPA, and Cash Replacement," Review of Network Economics, De Gruyter, vol. 6(4), pages 1-21, December.
    3. Anneke Kosse, 2013. "The Safety of Cash and Debit Cards: A Study on the Perception and Behavior of Dutch Consumers," International Journal of Central Banking, International Journal of Central Banking, vol. 9(4), pages 77-98, December.
    4. Éva Divéki & Dániel Listár, 2012. "Better safe than sorry: views of the Hungarian public on the security of payment instruments," MNB Bulletin (discontinued), Magyar Nemzeti Bank (Central Bank of Hungary), vol. 7(3), pages 7-27, October.

  11. Julia S. Cheney, 2005. "Identity theft: do definitions still matter?," Consumer Finance Institute discussion papers 05-10, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Keith B. Anderson & Erik Durbin & Michael A. Salinger, 2008. "Identity Theft," Journal of Economic Perspectives, American Economic Association, vol. 22(2), pages 171-192, Spring.
    2. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2016. "Identity Theft As A Teachable Moment," Working Papers 16-27, Federal Reserve Bank of Philadelphia.
    3. Alessandro Acquisti & Curtis Taylor & Liad Wagman, 2016. "The Economics of Privacy," Journal of Economic Literature, American Economic Association, vol. 54(2), pages 442-492, June.
    4. Stacey L. Schreft, 2007. "Risks of identity theft: Can the market protect the payment system?," Economic Review, Federal Reserve Bank of Kansas City, vol. 92(Q IV), pages 5-40.
    5. Roberds, William & Schreft, Stacey L., 2009. "Data breaches and identity theft," Journal of Monetary Economics, Elsevier, vol. 56(7), pages 918-929, October.
    6. Kyoung-Soo Yoon & Jooyong Jun, 2016. "Liability, Information, and Anti-fraud Investment in a Layered Retail Payment Structure," Working Papers 2016-12, Economic Research Institute, Bank of Korea.
    7. William Roberds & Stacey L. Schreft, 2009. "Data security, privacy, and identity theft: The economics behind the policy debates," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 33(Q I), pages 22-30.

  12. Julia S. Cheney, 2005. "Prepaid card models: a study in diversity," Consumer Finance Institute discussion papers 05-03, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Mark Furletti & Christopher Ody, 2006. "Another look at credit card pricing and its disclosure: Is the semi-annual pricing data reported by credit card issuers to the Fed helpful to consumers or researchers?," Consumer Finance Institute discussion papers 06-08, Federal Reserve Bank of Philadelphia.
    2. Julia S. Cheney & Sherrie L. W. Rhine, 2006. "Prepaid cards: an important innovation in financial services," Consumer Finance Institute discussion papers 06-07, Federal Reserve Bank of Philadelphia.

  13. Julia S. Cheney, 2004. "Identity theft: where do we go from here?," Consumer Finance Institute discussion papers 04-03, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Roberds, William & Schreft, Stacey L., 2009. "Data breaches and identity theft," Journal of Monetary Economics, Elsevier, vol. 56(7), pages 918-929, October.

  14. Julia S. Cheney, 2003. "Identity theft: a pernicious and costly fraud," Consumer Finance Institute discussion papers 03-18, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2020. "Financial Consequences of Identity Theft," Working Papers 20-33, Federal Reserve Bank of Philadelphia.
    2. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2016. "Identity Theft As A Teachable Moment," Working Papers 16-27, Federal Reserve Bank of Philadelphia.
    3. Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2021. "Financial Consequences of Severe Identity Theft in the U.S," Working Papers 21-41, Federal Reserve Bank of Philadelphia.
    4. Eisenstein, Eric M., 2008. "Identity theft: An exploratory study with implications for marketers," Journal of Business Research, Elsevier, vol. 61(11), pages 1160-1172, November.
    5. Reurink, Arjan, 2016. "Financial fraud: A literature review," MPIfG Discussion Paper 16/5, Max Planck Institute for the Study of Societies.

Articles

  1. Julia S. Cheney & Robert M. Hunt & Katy Jacob & Richard D. Porter & Bruce J. Summers, 2012. "The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 36(Q IV), pages 130-146.
    See citations under working paper version above.Sorry, no citations of articles recorded.

More information

Research fields, statistics, top rankings, if available.

Statistics

Access and download statistics for all items

Co-authorship network on CollEc

NEP Fields

NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 13 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-ICT: Information and Communication Technologies (5) 2005-11-05 2007-04-14 2014-10-22 2016-11-06 2019-01-21. Author is listed
  2. NEP-BAN: Banking (4) 2008-08-06 2012-10-27 2020-08-31 2022-01-31
  3. NEP-FMK: Financial Markets (2) 2006-03-18 2006-07-09
  4. NEP-CBA: Central Banking (1) 2007-04-14
  5. NEP-INO: Innovation (1) 2007-04-14
  6. NEP-MKT: Marketing (1) 2008-10-07
  7. NEP-NET: Network Economics (1) 2007-04-14
  8. NEP-REG: Regulation (1) 2005-09-29

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