Federal Reserve Bank of Philadelphia
Payment Cards Center Discussion Paper
Contact information of Federal Reserve Bank of Philadelphia:
Postal: 10 Independence Mall, Philadelphia, PA 19106-1574
Web page: http://www.philadelphiafed.org/
More information through EDIRC
Order information:
Email:
Web: http://www.phil.frb.org/publicaffairs/pubs/index.html
For corrections or technical questions regarding this series, please contact
(Diane Rosenberger)
Series handle: repec:fip:fedpdp
Citations RSS feed: at CitEc
Impact factors:
Simple,
Recursive,
Discounted,
Recursive discounted,
H-Index,
Aggregate
Access and download statistics
Top item: By citations. By downloads (last 12 months).
2012
- 12-05 Small business use of credit cards in the U.S. market
by Susan Herbst-Murphy - 12-04 The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches
by Julia S. Cheney & Robert M. Hunt & Katy Jacob & Richard D. Porter & Bruce J. Summers - 12-03 Do we still need the Equal Credit Opportunity Act?
by Dubravka Ritter - 12-02 Consumers’ use of prepaid cards: a transaction-based analysis
by Stephanie M. Wilshusen & Robert M. Hunt & James van Opstal & Rachel Scneider - 12-01 A prepaid case study: Ready Credit’s general-purpose & transit-fare programs
by Philip Keitel - 12-01 Government use of the payment card system: issuance, acceptance, and regulation
by Susan Herbst-Murphy
2011
- 11-05 Insolvency risk in the network-branded prepaid-card value chain
by Philip Keitel - 11-04 Meeting the demand for debt relief
by Stephanie M. Wilshusen - 11-03 Conference summary: federal regulation of the prepaid card industry: costs, benefits, and changing industry dynamics
by Philip Keitel - 11-02 The electronification of transit fare payments: Examining the case for partnership the case for partnerships between payments firms and transit agencies
by Philip Keitel - 11-01 Getting down to business: Commercial cards in business-to-business payments
by Susan Herbst-Murphy
2010
- 10-03 Consumer testing informs policy: overdraft regulation as a case study
by Philip Keitel - 10-02 Trends and preferences in consumer payments
by Susan Herbst-Murphy - 10-01 Heartland Payment Systems: lessons learned from a data breach
by Julia S. Cheney
2009
- 09-03 The Credit CARD act of 2009 and prepaid cards
by Philip Keitel - 09-02 The electronification of transit fare payments: a look at the Southeastern Pennsylvania Transportation Authority's New Payment Technologies Project
by Philip Keitel - 09-01 Maintaining a safe environment for payment cards: Examining evolving threats posed by fraud
by Susan Herbst-Murphy
2008
- 08-09 Legislative responses to data breaches and information security failures
by Philip Keitel - 08-08 New prospects for payment card application in health care
by Ann Kjos - 08-07 The laws, regulations, guidelines, and industry practices that protect consumers who use gift cards
by Philip Keitel - 08-06 An examination of mobile banking and mobile payments: building adoption as experience goods?
by Julia S. Cheney - 08-02 Proposed changes to Regulation Z: highlighting behaviors that affect credit costs
by Ann Kjos - 08-01 Alternative data and its use in credit scoring thin-and no-file consumers
by Julia S. Cheney
2007
- 07-13 Payments, credit, and savings: the experience for LMI households
by Julia S. Cheney - 07-12 The merchant-acquiring side of the payment card industry; structure, operations, and challenges
by Ann Kjos - 07-11 Where is the missing credit card debt? Clues and implications
by Jonathan Zinman - 07-03 General-use prepaid cards: the path to gaining mainstream acceptance
by James C. McGrath - 07-02 Prepaid cards: vulnerable to money laundering?
by Stanley Sienkiewicz
2006
- 07-01 Information security, data breaches, and protecting cardholder information: facing up to the challenges
by James C. McGrath & Ann Kjos - 06-11 Supply- and demand-side developments influencing growth in the debit market
by Julia S. Cheney - 06-09 The role of electronic payments in disaster recovery: providing more than convenience
by Julia S. Cheney - 06-08 Another look at credit card pricing and its disclosure: Is the semi-annual pricing data reported by credit card issuers to the Fed helpful to consumers or researchers?
by Mark Furletti & Christopher Ody - 06-07 Prepaid cards: an important innovation in financial services
by Julia S. Cheney & Sherrie L.W. Rhine - 06-05 Perspectives on recent trends in consumer debt
by Andrew Kish - 06-04 Micropayments: the final frontier for electronic consumer payments
by James C. McGrath - 06-03 Measuring U.S. credit card borrowing: an analysis of the G.19's estimate of consumer revolving credit
by Mark Furletti & Christopher Ody - 06-01 How effective were the financial safety nets in the aftermath of Katrina?
by Julia S. Cheney & Sherrie L.W. Rhine
2005
- 05-20 Risky business: managing electronic payments in the 21st Century
by Marilyn Bochicchio & Stanley Sienkiewicz - 05-19 Banks and the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act
by Kenneth J. Benton - 05-17 Payment cards and the unbanked: prospects and challenges
by Julia S. Cheney - 05-16 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: policy considerations
by Mark Furletti - 05-11 Federal consumer protection regulation: disclosures and beyond
by Mark Furletti - 05-10 Identity theft: do definitions still matter?
by Julia S. Cheney - 05-08 Will online bill payment spell the demise of paper checks?
by James C. McGrath - 05-06 The cost effectiveness of stored-value products for unbanked customers
by James C. McGrath - 05-04 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: ACH E-checks & prepaid cards
by Mark Furletti & Stephen Smith - 05-03 Prepaid card models: a study in diversity
by Julia S. Cheney - 05-02 Assessing the impact of electronic benefits transfer on America's communities and the U.S. payment system
by anonymous - 05-01 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: credit and debit cards
by Mark Furletti & Stephen Smith
2004
- 05-05 Forum on validation of consumer credit risk models
by Peter Burns & Christopher Ody - 04-05 Payment system regulation and how it causes consumer confusion
by Mark Furletti - 04-04 Prepaid cards: how do they function? how are they regulated?
by Mark Furletti - 04-03 Identity theft: where do we go from here?
by Julia S. Cheney - 04-02 The debate over the National Bank Act and the preemption of state efforts to regulate credit cards
by Mark Furletti - 04-01 Prepaid card markets and regulation
by Mark Furletti
2003
- 03-18 Identity theft: a pernicious and costly fraud
by Julia S. Cheney - 03-17 Consumer bankruptcy: how unsecured lenders fare
by Mark Furletti - 03-15 Measuring credit card industry chargeoffs: a review of sources and methods
by Mark Furletti - 03-13 Consumer credit counseling: credit card issuers' perspectives
by Mark Furletti - 03-12 After the hype: e-commerce payments grow up
by anonymous - 03-10 Innovation at the point of sale
by anonymous - 03-09 Theory of credit card networks: a survey of the literature
by Sujit Chakravorti - 03-07 Financial privacy: perspectives from the payment cards industry
by Mark Furletti & Stephen Smith - 03-06 Voting with your feet: consumers’ problems with credit cards and exit behaviors
by Anne Stanley - 03-02 Credit card pricing developments and their disclosure
by Mark Furletti - 03-01 Mandatory arbitration clauses in the credit card industry
by Mark Furletti
2002
- 02-14 An overview of credit card asset-backed securities
by Mark Furletti - 02-13 Innovation in financial services and payments
by Robert Hunt & Gabriela Guibourg - 02-12 Credit score accuracy and implications for consumers
by anonymous - 02-10 Managing global privacy
by Anne Stanley - 02-09 The future of e-commerce payments
by Stanley J. Sienkiewicz & Marilyn Bochicchio - 02-08 Credit risk modeling and decisioning : highlights from the conference
by Shannon Kelly & Mark Furletti & Sally Burke - 02-07 An overview and history of credit reporting
by Mark Furletti - 02-05 Fraud management in the credit card industry
by Peter Burns & Anne Stanley - 02-04 The evolution of EFT networks from ATMs to new on-line debit payment products
by Stan Sienkiewicz - 02-03 An overview of smart card technology and markets
by Mark Furletti - 02-01 Retail credit risk modeling and the Basel Capital Accord
by Peter Burns
2001
- 01-06 Innovations in small dollar payments
by Peter Burns & Anne Stanley - 01-04 A panel discussion on dynamics in the consumer credit counseling service industry
by Peter Burns & Anne Stanley - 01-03 Managing consumer credit risk
by Peter Burns & Anne Stanley - 01-02 Credit cards and payment efficiency
by Stan Sienkiewicz