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Conference summary: federal regulation of the prepaid card industry: costs, benefits, and changing industry dynamics

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  • Philip Keitel
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    Abstract

    On April 8-9, 2010, the Payment Cards Center of the Federal Reserve Bank of Philadelphia hosted a conference that brought together leaders in the prepaid card industry, regulators, consumer groups, law enforcement agents, and industry researchers to discuss the economics of prepaid cards and the benefits and costs of their regulation from the standpoint of several different product categories. In particular, the conference examined ways in which prepaid card products can differ, how the industry has developed over time, ongoing industry dynamics, ways in which the usefulness of prepaid products to criminals might be limited, whether consumers who use prepaid cards are adequately protected, and the challenges facing regulators. This paper summarizes the highlights from the presentations given at the conference and the discussions that ensued.

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    File URL: http://www.philadelphiafed.org/payment-cards-center/events/conferences/2011/C2011-Federal-Regulation-of-Prepaid-Card-Industry.pdf
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    Bibliographic Info

    Paper provided by Federal Reserve Bank of Philadelphia in its series Payment Cards Center Discussion Paper with number 11-03.

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    Date of creation: 2011
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    Handle: RePEc:fip:fedpdp:11-03

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    Related research

    Keywords: Point-of-sale-systems ; Consumer credit;

    This paper has been announced in the following NEP Reports:

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