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Nonparametric bounds on the effect of deductibles in health care insurance on doctor visits - Swiss evidence Author info | Abstract | Publisher info | Download info | Related research | Statistics Michael Gerfin
Martin Schellhorn
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We evaluate the effect of the size of deductibles in the basic health insurance in Switzerland on the probability of a doctor visit. We employ nonparametric bounding techniques to minimise statistical assumptions. In order to tighten the bounds we consider two further assumptions: mean independence of an instrument and monotone treatment response. Under these two assumption we are able to bound the causal effect of high deductibles compared to low deductibles below zero. We conclude that the difference in health care utilisation is partly due to a reduction of moral hazard effects. Copyright © 2006 John Wiley & Sons, Ltd.
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Article provided by John Wiley & Sons, Ltd. in its journal Health Economics .
Volume (Year): 15 (2006)
Issue (Month): 9 ()
Pages: 1011-1020
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Handle: RePEc:wly:hlthec:v:15:y:2006:i:9:p:1011-1020Contact details of provider: Web page: http://www3.interscience.wiley.com/cgi-bin/jhome/5749
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References listed on IDEAS Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile , click on "citations" and make appropriate adjustments.: Martin Schellhorn, 2001.
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"Monotonicity and the Roy Model ,"
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references Cited by : (explanations , Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile , click on "citations" and make appropriate adjustments.)
Claudia Pütz & Christian Hagist, 2006.
"Optional deductibles in social health insurance systems ,"
The European Journal of Health Economics ,
Springer, vol. 7(4), pages 225-230, December.
[Downloadable!] (restricted)
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