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Risk aversion and debt maturity structure

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Author Info
Jorge Fernández Ruiz (El Colegio de México)
Blanca Cecilia García Medina (El Colegio de México)
Abstract

We study the relationship of risk aversion and debt maturity structure. In a model in which adverse selection in financial markets creates a role for the use of short-term debt, we allow the possibility of borrowers being risk-averse. This creates a trade-off between reduced expected financing costs and higher risk and allows for the study of the effect of risk aversion on optimal maturity structure. We prove that, as risk aversion increases, so does the percentage of debt that is long-term.

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File URL: http://www.economiamexicana.cide.edu/num_anteriores/XII-2/Jorge_Fernandez.pdf
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Article provided by in its journal Economia Mexicana NUEVA EPOCA.

Volume (Year): XII (2003)
Issue (Month): 2 (July-December)
Pages: 275-291
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Handle: RePEc:emc:ecomex:v:12:y:2003:i:2:p:275-291

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Related research
Keywords: risk aversion; debt maturity structure; adverse selection.;

References listed on IDEAS
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  1. Diamond, Douglas W, 1991. "Debt Maturity Structure and Liquidity Risk," The Quarterly Journal of Economics, MIT Press, vol. 106(3), pages 709-37, August. [Downloadable!] (restricted)
  2. Flannery, Mark J, 1986. " Asymmetric Information and Risky Debt Maturity Choice," Journal of Finance, American Finance Association, vol. 41(1), pages 19-37, March. [Downloadable!] (restricted)
  3. Barclay, Michael J & Smith, Clifford W, Jr, 1995. " The Maturity Structure of Corporate Debt," Journal of Finance, American Finance Association, vol. 50(2), pages 609-31, June. [Downloadable!] (restricted)
  4. Jorge Fernández Ruiz, 2002. "Optimal financial contracting and debt maturity structure under adverse selection," Estudios Económicos, El Colegio de México, Centro de Estudios Económicos, vol. 17(1), pages 37-65. [Downloadable!]
  5. Cole, Harold L. & Kehoe, Timothy J., 1996. "A self-fulfilling model of Mexico's 1994-1995 debt crisis," Journal of International Economics, Elsevier, vol. 41(3-4), pages 309-330, November. [Downloadable!] (restricted)
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This page was last updated on 2009-12-5.


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