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Evaluating the Health Effects of Micro Health Insurance Placement: Evidence from Bangladesh

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  • Hamid, Syed Abdul
  • Roberts, Jennifer
  • Mosley, Paul

Abstract

Summary We examine the impact of Micro Health Insurance placement on health awareness, healthcare utilization, and health status of microcredit members in rural Bangladesh, using data from 329 households in the operating areas of Grameen Bank. The results are based on econometric analysis conditioned on placement of the scheme and show that placement has a positive association with all of the outcomes. The results are statistically significant for health awareness and healthcare utilization, but not for health status and these findings are potentially important for the expansion and replication of Micro Health Insurance.

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Bibliographic Info

Article provided by Elsevier in its journal World Development.

Volume (Year): 39 (2011)
Issue (Month): 3 (March)
Pages: 399-411

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Handle: RePEc:eee:wdevel:v:39:y:2011:i:3:p:399-411

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Web page: http://www.elsevier.com/locate/worlddev

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Keywords: microcredit Micro Health Insurance Grameen Bank Bangladesh;

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  1. Dror, David M. & Soriano, Elmer S. & Lorenzo, Marilyn E. & Sarol, Jesus Jr. & Azcuna, Rosebelle S. & Koren, Ruth, 2005. "Field based evidence of enhanced healthcare utilization among persons insured by micro health insurance units in Philippines," Health Policy, Elsevier, vol. 73(3), pages 263-271, September.
  2. Paul Gertler & David I. Levine & Enrico Moretti, 2009. "Do microfinance programs help families insure consumption against illness?," Health Economics, John Wiley & Sons, Ltd., vol. 18(3), pages 257-273.
  3. Hugh R. Waters, 1999. "Measuring the impact of health insurance with a correction for selection bias-a case study of Ecuador," Health Economics, John Wiley & Sons, Ltd., vol. 8(5), pages 473-483.
  4. Kochar, Anjini, 2004. "Ill-health, savings and portfolio choices in developing economies," Journal of Development Economics, Elsevier, vol. 73(1), pages 257-285, February.
  5. Robert S. Chase, 2002. "Supporting Communities in Transition: The Impact of the Armenian Social Investment Fund," World Bank Economic Review, World Bank Group, vol. 16(2), pages 219-240, August.
  6. Stefan Boes & Rainer Winkelmann, 2006. "Ordered response models," AStA Advances in Statistical Analysis, Springer, vol. 90(1), pages 167-181, March.
  7. Galasso, Emanuela & Ravallion, Martin, 2003. "Social protection in a crisis - Argentina's Plan Jefes y Jefas," Policy Research Working Paper Series 3165, The World Bank.
  8. Desmet, M. & Chowdhury, A. Q. & Islam, Md. K., 1999. "The potential for social mobilisation in Bangladesh: the organisation and functioning of two health insurance schemes," Social Science & Medicine, Elsevier, vol. 48(7), pages 925-938, April.
  9. Jutting, Johannes P., 2004. "Do Community-based Health Insurance Schemes Improve Poor People's Access to Health Care? Evidence From Rural Senegal," World Development, Elsevier, vol. 32(2), pages 273-288, February.
  10. Paul Gertler & Jonathan Gruber, 1997. "Insuring Consumption Against Illness," NBER Working Papers 6035, National Bureau of Economic Research, Inc.
  11. Mark M. Pitt & Shahidur R. Khandker, 1998. "The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?," Journal of Political Economy, University of Chicago Press, vol. 106(5), pages 958-996, October.
  12. Dror, David Mark & Koren, Ruth & Steinberg, David Mark, 2006. "The impact of filipino micro health-insurance units on income-related equality of access to healthcare," Health Policy, Elsevier, vol. 77(3), pages 304-317, August.
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Cited by:
  1. Khan, F.U. & Arjun S. Bedi & Sparrow, R.A., 2014. "Sickness and death: economic consequences and coping strategies of the urban poor in Bangladesh," ISS Working Papers - General Series 587, International Institute of Social Studies of Erasmus University Rotterdam (ISS), The Hague.
  2. Syed M. Ahsan & Syed Abdul Hamid & Shubhasish Barua, 2012. "Utilisation of Formal Health Care and Out-of-Pocket Payments in Rural Bangladesh," Working Papers 13, Institute of Microfinance (InM).

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