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Direct evidence of risk aversion as a source of advantageous selection in health insurance

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Author Info

  • Schmitz, Hendrik

Abstract

Using the self-stated degree of risk aversion regarding health from the GSOEP we find some evidence for risk aversion being a source of advantageous selection. Risk averse men more often procure supplementary insurance for hospital visits despite needing the additional coverage less.

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File URL: http://www.sciencedirect.com/science/article/pii/S0165176511002643
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Bibliographic Info

Article provided by Elsevier in its journal Economics Letters.

Volume (Year): 113 (2011)
Issue (Month): 2 ()
Pages: 180-182

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Handle: RePEc:eee:ecolet:v:113:y:2011:i:2:p:180-182

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Web page: http://www.elsevier.com/locate/ecolet

Related research

Keywords: Risk aversion; Health insurance; Advantageous selection;

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Cited by:
  1. D. Fabbri ; & C. Monfardini ;, 2011. "Opt Out Or Top Up? Voluntary Healthcare Insurance And The Public Vs. Private Substitution," Health, Econometrics and Data Group (HEDG) Working Papers 11/28, HEDG, c/o Department of Economics, University of York.

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