Direct evidence of risk aversion as a source of advantageous selection in health insurance
AbstractUsing the self-stated degree of risk aversion regarding health from the GSOEP we find some evidence for risk aversion being a source of advantageous selection. Risk averse men more often procure supplementary insurance for hospital visits despite needing the additional coverage less.
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Bibliographic InfoArticle provided by Elsevier in its journal Economics Letters.
Volume (Year): 113 (2011)
Issue (Month): 2 ()
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Web page: http://www.elsevier.com/locate/ecolet
Risk aversion; Health insurance; Advantageous selection;
Find related papers by JEL classification:
- D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information; Mechanism Design
- G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies
- I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets
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