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Determinants of corporate borrowing: A behavioral perspective

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Hackbarth, Dirk

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Abstract

This article integrates an earnings-based capital structure model into a simple real options framework to analyze the effects of managerial optimism and overconfidence on the interaction between financing and investment decisions. Several empirical implications follow from solving the model. Notably, my analysis reveals that managerial traits can ameliorate bondholder-shareholder conflicts, such as the debt overhang problem. While debt delays investment inefficiently, mildly biased managers can overcome this problem, even though they tend to issue more debt. Similar properties and results are discussed for other real options, such as the asset stripping or risk-shifting problems.

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File URL: http://www.sciencedirect.com/science/article/B6VFK-4VNH3TW-1/2/be8c6bab01e520588a1b8db8fb7378e7
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Publisher Info
Article provided by Elsevier in its journal Journal of Corporate Finance.

Volume (Year): 15 (2009)
Issue (Month): 4 (September)
Pages: 389-411
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Handle: RePEc:eee:corfin:v:15:y:2009:i:4:p:389-411

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Web page: http://www.elsevier.com/locate/jcorpfin

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Keywords: Behavioral corporate finance Capital structure Debt overhang Real options;

Cited by:
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  1. Dirk Hackbarth & Junjian Miao & Erwan Morellec, 2005. "Capital Structure, Credit Risk, and Macroeconomic Conditions," Boston University - Department of Economics - Macroeconomics Working Papers Series WP2005-005, Boston University - Department of Economics. [Downloadable!]
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