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Supervisión y regulación del sistema financiero: modelos, implicaciones y alcances

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  • Estrada, Dairo Ayiber
  • Gutiérrez R., Javier

Abstract

Resumen: en este artículo se realiza una revisión de los modelos de supervisión frecuentemente usados y las características que estos deben cumplir para alcanzar niveles óptimos de supervisión. Adicionalmente, se revisan las ventajas que surgen al involucrar al banco central en el proceso de supervisión. Se realiza un ejercicio empírico para distintos países para los anos comprendidos entre 1980 y 1997 y se encuentra que la probabilidad de crisis aumenta ante la presencia de altas tasas de inflación y se reduce en presencia de mayores niveles de libertad bancaria. Adicionalmente, los ejercicios muestran que el poder de supervisión mejora cuando el banco central cumple un rol como supervisor

Suggested Citation

  • Estrada, Dairo Ayiber & Gutiérrez R., Javier, 2009. "Supervisión y regulación del sistema financiero: modelos, implicaciones y alcances," Perfil de Coyuntura Económica, Universidad de Antioquia, CIE, August.
    • Handle: RePEc:col:000165:007036
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    References listed on IDEAS

    as
    1. Barth,James R. & Caprio,Gerard & Levine,Ross, 2008. "Rethinking Bank Regulation," Cambridge Books, Cambridge University Press, number 9780521709309.
    2. Joseph Y. Lim, 1999. "The Macroeconomics of the East Asian Crisis and the Implications of the Crisis for Macroeconomic Theory," Manchester School, University of Manchester, vol. 67(5), pages 428-459, September.
    3. C. A.E. Goodhart, 2005. "Financial Regulation, Credit Risk and Financial Stability," National Institute Economic Review, National Institute of Economic and Social Research, vol. 192(1), pages 118-127, April.
    4. Goodhart, Charles & Schoenmaker, Dirk, 1995. "Should the Functions of Monetary Policy and Banking Supervision Be Separated?," Oxford Economic Papers, Oxford University Press, vol. 47(4), pages 539-560, October.
    5. Mr. Martin Cihak & Richard Podpiera, 2006. "Is One Watchdog Better Than Three? International Experience with Integrated Financial Sector Supervision," IMF Working Papers 2006/057, International Monetary Fund.
    6. Mr. Richard K. Abrams & Mr. Michael W Taylor, 2000. "Issues in the Unification of Financial Sector Supervision," IMF Working Papers 2000/213, International Monetary Fund.
    7. Martin Èihák & Richard Podpiera, 2006. "Is One Watchdog Better than Three? International Experience with Integrated Financial-Sector Supervision (in English)," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, vol. 56(3-4), pages 102-126, March.
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    Cited by:

    1. Harold A. Padilla Villa & Lorenzo D. Zanello Riva, 2013. "Relación entre penetración financiera y crecimiento económico. El caso colombiano en el periodo 2001-2010," Revista de Economía del Caribe 14733, Universidad del Norte.
    2. José Antonio Ocampo & Jonathan Malagón González & Juan Sebastian Betancur, 2015. "La banca central colombiana en una década de expansión, 2003-2013," Books, Universidad Externado de Colombia, Facultad de Economía, edition 1, number 72, August.

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    More about this item

    Keywords

    supervisión bancaria; Banco Central; política monetaria;
    All these keywords.

    JEL classification:

    • E52 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Monetary Policy
    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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