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Household Debt and Credit: Economic Issues and Data Problems

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Author Info
Giuseppe Bertola
Stefan Hochguertel

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Abstract

We survey contributions to the analysis of household liabilities, highlighting relevant theoretical aspects and outlining how data sources may support empirical testing and measurement efforts. Specifically, we classify aspects of household debt, discussing the theoretical and policy relevance of heterogeneity across individual and country dimensions. Aiming to illustrate conceptual and measurement issues, we refer to the approaches and results of some recent relevant country-specific work on administrative and survey data, and we argue that research in this area would greatly benefit from availability of appropriately classified household liabilities data and of cross-country institutional information. Copyright 2007 The Authors Journal compilation 2007 Banca Monte dei Paschi di Siena SpA

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Article provided by Banca Monte dei Paschi di Siena SpA in its journal Economic Notes.

Volume (Year): 36 (2007)
Issue (Month): 2 (07)
Pages: 115-146
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Handle: RePEc:bla:ecnote:v:36:y:2007:i:2:p:115-146

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  1. Salotti, Simone, 2008. "Global imbalances and household savings: the role of wealth," MPRA Paper 17729, University Library of Munich, Germany, revised 2009. [Downloadable!]
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This page was last updated on 2009-10-25.


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