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Microfinance in post-disaster and post-conflict situations: turning victims into shareholders


  • Hudon, Marek
  • Seibel, Hans Dieter


In recent years, large numbers of developing and transitional countries have ex¬peri¬enced situations of crisis, following political, economic or natural disasters, or total crisis, triggered by war or totalitarian oppression. The goal of this article is to study the role of member-owned institutions (MOIs) in the provision of the reparations for victims of human rights abuses or reconstruction in post-conflict and post-disaster situations. We argue that grants usually awarded for reconstruction in post-conflict areas or for reparations payments in post-disaster areas could be best turned into equity and deposits to foster MOIs. MOIs are found to be an appropriate institutional framework, to make the benefits of one-off payments more sustainable and also reinforce the financial sector.
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  • Hudon, Marek & Seibel, Hans Dieter, 2007. "Microfinance in post-disaster and post-conflict situations: turning victims into shareholders," Working Papers 2007,8, University of Cologne, Development Research Center.
  • Handle: RePEc:zbw:uocaef:20078

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    References listed on IDEAS

    1. Seibel, Hans Dieter, 2003. "History matters in microfinance," Working Papers 2003,5, University of Cologne, Development Research Center.
    2. Seibel, Hans Dieter, 1985. "Saving for Development: A Linkage Model for Informal and Formal Financial Markets," Working Papers 1985,1, University of Cologne, Development Research Center.
    3. Seibel, Hans Dieter, 2001. "Mainstreaming Informal Financial Institutions," Working Papers 2001,6, University of Cologne, Development Research Center.
    4. Giehler, Thorsten & Seibel, Hans Dieter & Karduck, Stefan, 2005. "Reforming Agricultural Development Banks," Working Papers 2005,7, University of Cologne, Development Research Center.
    5. Dave, Harishkumar R. & Seibel, Hans Dieter, 2002. "Commercial Aspects of Self-Help Group Banking in India: A Study of Bank Transaction Costs," Working Papers 2002,7, University of Cologne, Development Research Center.
    6. Seibel, Hans Dieter, 1997. "Upgrading, Downgrading, Linking, Innovating: Microfinance Development Strategies - A Systems Perspective," Working Papers 1997,6, University of Cologne, Development Research Center.
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    JEL classification:

    • L31 - Industrial Organization - - Nonprofit Organizations and Public Enterprise - - - Nonprofit Institutions; NGOs; Social Entrepreneurship
    • M54 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Personnel Economics - - - Labor Management
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • Q14 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Finance


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