IDEAS home Printed from
   My bibliography  Save this paper

Credit Unions: An Underrated Mode of Mobilizing and Allocating Resources in Rural Areas


  • Lamberte, Mario B.
  • Graham, Douglas H.
  • Relampagos, Julius P.


In its attempt to contribute to the understanding of the behavior of one segment of the cooperative movement, this paper analyzes the performance of the cooperative credit union (CCU) system in rural areas. While CCU is the most successful of all types of cooperatives, its role in the financial markets has not yet been fully understood nor appreciated. This paper also examines the saving and borrowing patterns of the CCU members by focusing in CCUs located in the provinces of Batangas, Laguna and Pangasinan.

Suggested Citation

  • Lamberte, Mario B. & Graham, Douglas H. & Relampagos, Julius P., 1990. "Credit Unions: An Underrated Mode of Mobilizing and Allocating Resources in Rural Areas," Working Papers WP 1990-21, Philippine Institute for Development Studies.
  • Handle: RePEc:phd:wpaper:wp_1990-21

    Download full text from publisher

    File URL:
    Download Restriction: no


    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.

    Cited by:

    1. Lamberte, Mario B., 1995. "Credit Unions as Channels of Micro-Credit Lines: The Philippine Case," Discussion Papers DP 1995-25, Philippine Institute for Development Studies.
    2. repec:ilo:ilowps:312713 is not listed on IDEAS
    3. Manlagnit, Ma. Chelo V., 2004. "In-depth Analysis on the Access to and Suitability of the Loans," Discussion Papers DP 2004-05, Philippine Institute for Development Studies.
    4. Lamberte, Mario B. & Manlagnit, Ma. Chelo V., 2003. "Integrating Gender Perspectives in Evaluating the Efficiency of COFI: The Case of Credit Cooperatives in the Philippines," Discussion Papers DP 2003-06, Philippine Institute for Development Studies.


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:phd:wpaper:wp_1990-21. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Aniceto Orbeta). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.