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Auf der Suche nach der besten Rentenanpassungsformel

Author

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  • Gasche, Martin

    ()

  • Kluth, Sebastian

    () (Munich Center for the Economics of Aging (MEA))

Abstract

Der seit 2004 gültige und 2007 um den Nachholfaktor erweiterte Mechanismus zur jährlichen Rentenanpassung ist in die Kritik geraten: zu kompliziert und nicht nachvollziehbar. Deshalb werden in dieser Studie die Rentenanpassungsformel im Status quo und alternative Anpassungsformeln miteinander verglichen und anhand verschiedener Kriterien beurteilt. Es zeigt sich, dass die derzeit gültige Formel besser ist als ihr Ruf. Jedoch stellt eine Anpassungsformel mit Lohnanpassung ergänzt um einen Nachhaltigkeitsfaktor eine gute Alternative dar. Diese Rentenanpassungsformel ist einfach, berechenbar, sorgt für eine Beteiligung der Rentner am Produktivitätsfortschritt, impliziert ein ausgewogenes Verhältnis zwischen Beitragssatzstabilisierung und Rentenniveaustabilisierung, hält die intergenerative Ungleichbehandlung in Grenzen und sorgt dafür, dass die Rentenversicherung ein sich selbst stabilisierendes System darstellt. Dagegen sind Rentenanpassungsformeln, die sich an der Lohnsummenentwicklung oder an der Inflationsrate orientieren, weniger geeignet, weil sie die demographische Entwicklung nicht adäquat berücksichtigen.

Suggested Citation

  • Gasche, Martin & Kluth, Sebastian, 2011. "Auf der Suche nach der besten Rentenanpassungsformel," MEA discussion paper series 11241, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
  • Handle: RePEc:mea:meawpa:11241
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    Cited by:

    1. Martin Werding, 2016. "One Pillar Crumbling, the Others Too Short: Old-Age Provision in Germany," National Institute Economic Review, National Institute of Economic and Social Research, vol. 237(1), pages 13-21, August.
    2. Börsch-Supan, Axel & Bucher-Koenen, Tabea & Ferrari, Irene & Kutlu Koc, Vesile & Rausch, Johannes, 1970. "The Development of the Pension Gap and German Households’ Saving Behavior," MEA discussion paper series 201602, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.

    More about this item

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions

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