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The importance of informal finance in promoting decent work among informal operators : a comparative study of Uganda and India

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  • Aliber, Michael.

Abstract

Informal finance mechanisms are as diverse as they are ubiquitous, including institutions such as rotating savings and credit associations (ROSCAs), accumulating savings and credit associations (ASCAs), informal moneylending, loan brokers, and burial societies, to name a few. Such mechanisms may or may not be 'traditional', and range from simple to complex. They attend to diverse needs such as consumption smoothing, enterprise financing, promoting savings discipline, and intermediation between savers and borrowers. Arguably, the core-identifying characteristic of informal financial institutions is that emphasize inter-personal relationships, rather than relying on anonymous interaction between a client and a formal institution.

Suggested Citation

  • Aliber, Michael., 2015. "The importance of informal finance in promoting decent work among informal operators : a comparative study of Uganda and India," ILO Working Papers 994892063402676, International Labour Organization.
    • Handle: RePEc:ilo:ilowps:994892063402676
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    Cited by:

    1. Alicia Girón & Amirreza Kazemikhasragh & Antonella Francesca Cicchiello & Eva Panetti, 2022. "Financial Inclusion Measurement in the Least Developed Countries in Asia and Africa," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 13(2), pages 1198-1211, June.
    2. Taron, Avinandan & Drechsel, Pay & Gebrezgabher, Solomie, 2021. "Gender dimensions of solid and liquid waste management for reuse in agriculture in Asia and Africa," Resource Recovery and Reuse Series H050720, International Water Management Institute.
    3. Simba, Amon & Martins Ogundana, Oyedele & Braune, Eric & Dana, Léo–Paul, 2023. "Community financing in entrepreneurship: A focus on women entrepreneurs in the developing world," Journal of Business Research, Elsevier, vol. 163(C).
    4. Olipha Mpofu & Athenia Bongani Sibindi, 2022. "Informal Finance: A Boon or Bane for African SMEs?," JRFM, MDPI, vol. 15(6), pages 1-15, June.

    More about this item

    Keywords

    access to credit.; informal economy; small enterprise; small scale industry.; saving; low income.; regional level;
    All these keywords.

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