IDEAS home Printed from https://ideas.repec.org/p/gtr/gatrjs/afr244.html

Financial Quotient Education in Contemporary Chinese Children's Literature

Author

Listed:
  • Lay Hoon Ang

    (Universiti Putra Malaysia, Serdang, Selangor, 43400, Kuala Lumpur, Malaysia Author-2-Name: Aixuan Chu Author-2-Workplace-Name: Universiti Putra Malaysia, Serdang, Selangor, 43400, Kuala Lumpur, Malaysia Author-3-Name: Hazlina Abdul Halim Author-3-Workplace-Name: Universiti Putra Malaysia, Serdang, Selangor, 43400, Kuala Lumpur, Malaysia Author-4-Name: Author-4-Workplace-Name: Author-5-Name: Author-5-Workplace-Name: Author-6-Name: Author-6-Workplace-Name: Author-7-Name: Author-7-Workplace-Name: Author-8-Name: Author-8-Workplace-Name:)

Abstract

" Objective - Financial Quotient (FQ) is increasingly recognized as an essential competency alongside IQ and EQ, particularly in early childhood education. Although financial concepts are gradually incorporated into children's literature, the thematic coverage remains limited and culturally varied, lacking systematic exploration. Methodology/Technique - This study aims to investigate the evolving themes of financial literacy education in contemporary children's literature and assess their cultural and pedagogical implications. A descriptive qualitative approach was adopted to analyze children's literature published between 2000 and 2024, focusing on narrative themes related to financial quotient and cross-cultural differences. Findings - Four key themes emerged, highlighting a progression from basic money concepts to ethical considerations. Novelty - The study reveals differences between Eastern and Western financial narratives and identifies the need for broader thematic coverage and culturally adaptive content to serve children's financial education better. Type of Paper - Empirical"

Suggested Citation

  • Lay Hoon Ang, 2025. "Financial Quotient Education in Contemporary Chinese Children's Literature," GATR Journals afr244, Global Academy of Training and Research (GATR) Enterprise.
  • Handle: RePEc:gtr:gatrjs:afr244
    DOI: https://doi.org/10.35609/afr.2025.10.3(2)
    as

    Download full text from publisher

    File URL: https://gatrenterprise.com/GATRJournals/AFR/pdf_files/AFR-Vol-10(3)/2.Lay%20Hoon%20Ang.pdf
    Download Restriction: http://gatrenterprise.com/GATRJournals/online_submission.html

    File URL: https://libkey.io/https://doi.org/10.35609/afr.2025.10.3(2)?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to

    for a different version of it.

    References listed on IDEAS

    as
    1. Lusardi, Annamaria & Mitchell, Olivia S., 2011. "Financial literacy and retirement planning in the United States," Journal of Pension Economics and Finance, Cambridge University Press, vol. 10(4), pages 509-525, October.
    2. Jin Huang & Yunju Nam & Margaret S. Sherraden, 2013. "Financial Knowledge and Child Development Account Policy: A Test of Financial Capability," Journal of Consumer Affairs, Wiley Blackwell, vol. 47(1), pages 1-26, April.
    3. Michael Batty & J. Michael Collins & Elizabeth Odders-White, 2015. "Experimental Evidence on the Effects of Financial Education on Elementary School Students' Knowledge, Behavior, and Attitudes," Journal of Consumer Affairs, Wiley Blackwell, vol. 49(1), pages 69-96, March.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Gentjan Çera & Khurram Ajaz Khan & Jaroslav Belas & Humberto Nuno Rito Ribeiro, 2020. "The Role of Financial Capability and Culture in Financial Satisfaction," Economic Papers, The Economic Society of Australia, vol. 39(4), pages 389-406, December.
    2. Michal Grinstein-Weiss & Shenyang Guo & Vanessa Reinertson & Blair Russell, 2015. "Financial Education and Savings Outcomes for Low-Income IDA Participants: Does Age Make a Difference?," Journal of Consumer Affairs, Wiley Blackwell, vol. 49(1), pages 156-185, March.
    3. Jin Huang & Margaret S. Sherraden & Michael Sherraden & Lissa Johnson, 2022. "Experimental Effects of Child Development Accounts on Financial Capability of Young Mothers," Journal of Family and Economic Issues, Springer, vol. 43(1), pages 36-50, March.
    4. Julie Birkenmaier & Brandy Maynard & Youngmi Kim, 2022. "Interventions designed to improve financial capability: A systematic review," Campbell Systematic Reviews, John Wiley & Sons, vol. 18(1), March.
    5. Long She & Ratneswary Rasiah & Marc Arul Weissmann & Harpaljit Kaur, 2024. "Using the Theory of Planned Behaviour to Explore Predictors of Financial Behaviour Among Working Adults in Malaysia," FIIB Business Review, , vol. 13(1), pages 118-135, January.
    6. Grażyna Voss, 2025. "Professional Ethics in Accounting as Assessed by Managers of Entities," European Journal of Economics and Business Studies Articles, Revistia Research and Publishing, vol. 11(3), pages 7-21, December.
    7. García, Gonzalo Llamosas & Pérez-Oleaga, Cristina Mazas, 2025. "What works in financial education? Experimental evidence on program impact," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 119(C).
    8. Olivier Coibion & Dimitris Georgarakos & Yuriy Gorodnichenko & Maarten van Rooij, 2023. "How Does Consumption Respond to News about Inflation? Field Evidence from a Randomized Control Trial," American Economic Journal: Macroeconomics, American Economic Association, vol. 15(3), pages 109-152, July.
    9. TAVARES Fernando Oliveira & ALMEIDA Luís Gomes & SOARES Vasco Jorge & TAVARES Vasco Capela, 2022. "Financial literacy: an exploratory analysis in Portugal," Studies in Business and Economics, Lucian Blaga University of Sibiu, Faculty of Economic Sciences, vol. 17(2), pages 252-269, August.
    10. Noviarini, Jelita & Coleman, Andrew & Roberts, Helen & Whiting, Rosalind H., 2023. "Financial literacy and retirees' resource allocation decisions in New Zealand," Pacific-Basin Finance Journal, Elsevier, vol. 79(C).
    11. Georgarakos, Dimitris & Kenny, Geoff & Laeven, Luc & Meyer, Justus, 2025. "Consumer Attitudes towards a Central Bank Digital Currency," CEPR Discussion Papers 19997, Centre for Economic Policy Research.
    12. Gangwar, Rachna & Singh, Ritvik, 2018. "Analyzing Factors Affecting Financial Literacy and its Impact on Investment Behavior among Adults in India," MPRA Paper 89452, University Library of Munich, Germany.
    13. Bojidara Doseva & Catherine Dehon & Antonio Estache, 2025. "Can artificial intelligence help improve the financial literacy of primary schools’ students?," Working Papers ECARES 2025-13, ULB -- Universite Libre de Bruxelles.
    14. Samuel Dodini & Donald R. Haurin & Stephanie Moulton & Maximilian D. Schmeiser, 2015. "How House Price Dynamics and Credit Constraints affect the Equity Extraction of Senior Homeowners," Finance and Economics Discussion Series 2015-70, Board of Governors of the Federal Reserve System (U.S.).
    15. Talwar, Manish & Talwar, Shalini & Kaur, Puneet & Tripathy, Naliniprava & Dhir, Amandeep, 2021. "Has financial attitude impacted the trading activity of retail investors during the COVID-19 pandemic?," Journal of Retailing and Consumer Services, Elsevier, vol. 58(C).
    16. Ziying Yang & Man Guo & Tian Xiong & Manping Tang, 2025. "Can financial education programs alleviate household vulnerability to poverty? Evidence from the JinHui financial education project in China," International Review of Finance, International Review of Finance Ltd., vol. 25(1), March.
    17. Martin Brown & Matthias Hoffmann, 2016. "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Swiss Journal of Economics and Statistics, Springer;Swiss Society of Economics and Statistics, vol. 152(1), pages 23-48, January.
    18. repec:osf:osfxxx:6cwk7_v1 is not listed on IDEAS
    19. Yunju Nam & Margaret S. Sherraden & Eun Jeong Lee & Jin Huang, 2022. "Building financial capability among low‐income older Asian immigrants: The roles of financial access and locus of control," Journal of Consumer Affairs, Wiley Blackwell, vol. 56(4), pages 1683-1704, December.
    20. Naseem Al Rahahleh, 2023. "Determinants of the Financial Capability: The Mediating role of Financial Self-efficacy and Financial Inclusion," International Journal of Economics and Financial Issues, International Journal of Economics and Financial Issues, vol. 13(6), pages 15-29, November.
    21. Niu, Geng & Zhou, Yang & Gan, Hongwu, 2020. "Financial literacy and retirement preparation in China," Pacific-Basin Finance Journal, Elsevier, vol. 59(C).

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;

    JEL classification:

    • A2 - General Economics and Teaching - - Economic Education and Teaching of Economics
    • G00 - Financial Economics - - General - - - General

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:gtr:gatrjs:afr244. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Prof. Dr. Abd Rahim Mohamad (email available below). General contact details of provider: http://gatrenterprise.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.