A Rights Revolution in Europe? Regulatory and judicial approaches to nondiscrimination in insurance
In a recent decision, the European Court of Justice has ruled that insurers cannot discriminate on grounds of sex in setting premiums or determining benefits. This paper discusses the background to this decision. It asks whether we are seeing a US-style ‘rights revolution’, fuelled by judicial activism, as suggested by Dobbin et al’s hypothesis of ‘the strength of weak states’ or Kagan and Kelemen’s account of ‘adversarial legalism’. It is shown that neither of these theories captures the distinctive nature of the ECJ’s intervention. An industry-friendly policy was pursued in regulatory venues, but this was overridden by the ECJ’s interpretation of the fundamental right of equal treatment. However, it is also shown that the judicial defence of fundamental rights is a weak basis for social policy, and does not foreshadow a revolution in the development of social rights in Europe.
|Date of creation:||30 May 2011|
|Date of revision:|
|Contact details of provider:|| Web page: http://www2.lse.ac.uk/europeanInstitute|
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- K. Kivanç Karaman & Sevket Pamuk, 2011.
"Different Paths to the Modern State in Europe: The interaction between domestic political economy and interstate competition,"
LEQS – LSE 'Europe in Question' Discussion Paper Series
37, European Institute, LSE.
- K. Kivanç Karaman & Sevket Pamuk, 2011. "Different Paths to the Modern State in Europe: The interaction between domestic political economy and interstate competition," Europe in Question Discussion Paper Series of the London School of Economics (LEQs) 7, London School of Economics / European Institute.
- Fenn, Paul & Vencappa, Dev & Diacon, Stephen & Klumpes, Paul & O'Brien, Chris, 2008. "Market structure and the efficiency of European insurance companies: A stochastic frontier analysis," Journal of Banking & Finance, Elsevier, vol. 32(1), pages 86-100, January.
- Robert Hudson, 2007. "Mortality projections and unisex pricing of annuities in the UK," Journal of Financial Regulation and Compliance, Emerald Group Publishing, vol. 15(2), pages 166-179, May.
When requesting a correction, please mention this item's handle: RePEc:erp:leqsxx:p0038. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Katjana Gattermann)
If references are entirely missing, you can add them using this form.