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Unterschiede zwischen Alters-, Einkommens- und Haushaltstypen im Konsumklima

Author

Listed:
  • Anja Bauer
  • Rolf Bürkl
  • Katharina Gangl
  • Christoph Ungemach

Abstract

Diese Studie untersucht systematische Unterschiede im Konsumklima privater Haushalte in Deutschland entlang dreier soziodemografischer Dimensionen: Alter, Einkommen und Haushaltstyp. Auf Basis der Mikrodaten des NIM Konsumklimasurveys zeigen wir, dass Jüngere, Personen mit hohem Einkommen und Familienhaushalte optimistischere Konsumerwartungen aufweisen als Ältere, Personen mit geringem Einkommen und Rentnerhaushalte. Die gefundenen Ergebnisse können teilweise erklären, warum strukturell, aufgrund der demografischen Entwicklung, das Konsumklima seit Jahren negativer wird. Die Ergebnisse zeigen zudem, dass sich Unterschiede zwischen soziodemografischen Gruppen durch die Hochinflationsphase stark verschoben haben. Beispielsweise kommt es erst mit der Hochinflationsphase zu unterschiedlichen Sparneigungen in verschiedenen Einkommensgruppen. Bestehende Theorien und empirische Befunde können die Ergebnisse nur teilweise erklären. Im Diskussionsteil werden politische Entlastungspakete diskutiert, die möglicherweise mit den strukturellen Verschiebungen zusammenhängen. Die Ergebnisse zeigen deutlich, dass soziodemografische Unterschiede im Konsumklima zu einer verbesserten Analyse und Gestaltung von fiskal- und sozialpolitischen Maßnahmen in einer alternden Gesellschaft führen können.

Suggested Citation

  • Anja Bauer & Rolf Bürkl & Katharina Gangl & Christoph Ungemach, 2026. "Unterschiede zwischen Alters-, Einkommens- und Haushaltstypen im Konsumklima," NIM Report report-001, Nürnberg Institut für Marktentscheidungen e.V..
    • Handle: RePEc:eoh:report:report-001
    DOI: https://doi.org/10.83358/jyvr-5w67
    Note: An English translation is available under the title "Differences in Consumer Climate by Age, Income, and Household Type.".
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    References listed on IDEAS

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    Keywords

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    JEL classification:

    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • D84 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Expectations; Speculations
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • E27 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Forecasting and Simulation: Models and Applications

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