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Evidence of Student Achievement in a High School Personal Finance Course


  • Andrew T. Hill

    (Federal Reserve Bank of Philadelphia)

  • Bonnie T. Meszaros

    (Department of Economics,University of Delaware)

  • Brian Tyson

    (Department of Economics,University of Texas at Austin)


This study investigates the effect of the “Keys to Financial Success” high school personal finance curriculum on student achievement. It relies on multiple years of pre- and posttest data from 1,701 students who took a “Keys” course and from a comparison group of 261 students from the same schools. The results from the pre- and posttests show that students who take the “Keys” course exhibit a statistically significant increase in their personal finance achievement. These results contribute to the growing literature showing the positive effects on the financial knowledge of high school students when they take a well-designed course taught by properly trained teachers.

Suggested Citation

  • Andrew T. Hill & Bonnie T. Meszaros & Brian Tyson, 2012. "Evidence of Student Achievement in a High School Personal Finance Course," Working Papers 13-01, University of Delaware, Department of Economics.
  • Handle: RePEc:dlw:wpaper:13-01.

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    Cited by:

    1. Andrew Gill & Radha Bhattacharya, 2015. "Integration of a Financial Literacy Curriculum in a High School Economics Class: Implications of Varying the Input Mix from an Experiment," Journal of Consumer Affairs, Wiley Blackwell, vol. 49(2), pages 472-487, July.

    More about this item


    personal finance education; precollege; economic education; curriculum; assessment;
    All these keywords.

    JEL classification:

    • A2 - General Economics and Teaching - - Economic Education and Teaching of Economics
    • A21 - General Economics and Teaching - - Economic Education and Teaching of Economics - - - Pre-college
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance


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