IDEAS home Printed from https://ideas.repec.org/p/cjz/ca41cj/23.html
   My bibliography  Save this paper

Formando microempresarias: los servicios de desarrollo de negocio para reforzar el impacto de los microcréditos

Author

Abstract

Recent microfinance crises have put into question the effectiveness of microfinance for poverty alleviation. In this context, non-financial services supplied by microfinance institutions re-emerge as a mechanism to strengthen microfinance’s effect on wellbeing through human capital formation. By exploiting a natural experiment, this paper measures the marginal impact of an internationally standardized business development program supplied by a Mexican microfinance institution to female business owners. The treatment group had received for a year from 30 to 45 minute sessions after credit repayment meetings. Using a double differences method, it can be observed that the program does not have the expected effects on key variables such as revenues. There is a positive impact on good business practices, but also the risk of an increase of informality.

Suggested Citation

  • Olga Biosca Artiñano, 2014. "Formando microempresarias: los servicios de desarrollo de negocio para reforzar el impacto de los microcréditos," Estudios Regionales en Economía, Población y Desarrollo. Cuadernos de Trabajo de la Universidad Autónoma de Ciudad Juárez. 23, Cuerpo Académico 41 de la Universidad Autónoma de Ciudad Juárez, revised 08 2014.
    • Handle: RePEc:cjz:ca41cj:23
    as

    Download full text from publisher

    File URL: http://open-apps.uacj.mx/RePEc/cjz/ca41cj/Cuadernos%20UACJ%2023.pdf
    File Function: read
    Download Restriction: none
    ---><---

    More about this item

    Keywords

    microfinance; business development services; human capital; education; business managment;
    All these keywords.

    JEL classification:

    • C31 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models; Quantile Regressions; Social Interaction Models
    • I25 - Health, Education, and Welfare - - Education - - - Education and Economic Development
    • J24 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Human Capital; Skills; Occupational Choice; Labor Productivity
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
    • O15 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Economic Development: Human Resources; Human Development; Income Distribution; Migration
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cjz:ca41cj:23. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Ph.D. Luis Enrique Gutiérrez Casas (email available below). General contact details of provider: https://edirc.repec.org/data/dsacjmx.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.