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Estructura de Costos de Transacción de las Remesas de Trabajadores en Colombia -2003

  • María Mercedes Collazos

    ()

  • Jorge Niño

    ()

  • Héctor Zárate

    ()

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    Con base en la información publicada por el Banco de la República sobre los Principales resultados de la encuesta de costos de transacción de remesas de trabajadores se hace un análisis de las principales características de operación del mercado receptor de remesas en Colombia y de sus costos de transacción. Se encuentra evidencia de un mercado en proceso de cambio y con una mayor competencia, aunque todavía presenta importantes niveles de concentración. Los costos de envío y posterior pago de las remesas tanto por comisiones como por diferencial cambiario se han reducido. Los costos por comisiones, que son los más altos, se determinan en el mercado emisor de las remesas, en tanto que el diferencial cambiario es la principal fuente de ingresos para las entidades pagadoras. Sin embargo, se encontró que estas entidades incurren para el pago de los giros familiares en costos altos y muy diversos.

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    File URL: http://www.banrep.gov.co/docum/ftp/borra306.pdf
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    Paper provided by Banco de la Republica de Colombia in its series Borradores de Economia with number 306.

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    Handle: RePEc:bdr:borrec:306
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